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Joint amicus brief of the Â鶹´«Ã½ Trade Commission, the Office of Thrift Supervision, the Office of the Comptroller of the Currency, the Â鶹´«Ã½ Deposit Insurance Corporation, the Board of Governors of the Â鶹´«Ã½ Reserve System, and the National Credit Union Administration, arguing that the federal Fair Credit Reporting Act preempts provisions of a California statute.