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Â鶹´«Ã½ Trade Commission, Plaintiff, V. ACRO Services LLC, a limited liability company, also d/b/a Capital Compliance Solutions, American Consumer Rights Organization, a corporation, also d/b/a Tristar Consumer Law Organization, First Call Processing LLC, a limited liability company, Music City Ventures, Inc., a corporation, also d/b/a Tri Star Consumer Group, Nashville Tennessee Ventures, Inc., a corporation, also d/b/a Integrity Resolution Group, Reliance Solutions, LLC, a limited liability company, also d/b/a Reliance Services, LLC, Thacker & Associates International LLC, a limited liability company, Consumer Protection Resources, LLC, a limited liability company, Sean Austin, individually and as owner, officer, director, manager, or member of ACRO Services LLC, American Consumer Rights Organization, First Call Processing LLC, Music City Ventures, Inc., Nashville Tennessee Ventures, Inc., Reliance Solutions, LLC, Thacker & Associates Int'! LLC, and Consumer Protection Resources, LLC, John Steven Huffman, a/Ida Steve Huffman, individually and as owner, officer, director, manager, or member of ACRO Services LLC, American Consumer Rights Organization, First Call Processing LLC, Music City Ventures, Inc., Nashville Tennessee Ventures, Inc., Reliance Solutions, LLC, Thacker & Associates Int'! LLC, and Consumer Protection Resources, LLC, and John Preston Thompson, individually and as owner, officer, director, manager, or member of ACRO Services LLC, American Consumer Rights Organization, First Call Processing LLC, Music City Ventures, Inc., Nashville Tennessee Ventures, Inc., Reliance Solutions, LLC, Thacker & Associates Int'! LLC, and Consumer Protection Resources, LLC, Defendants.

Case Summary

As a result of a Â鶹´«Ã½ Trade Commission lawsuit, the operators of an alleged credit card debt relief scheme based in Tennessee have agreed to court orders that would permanently ban them from telemarketing and selling debt relief products or services.

Sean Austin, John Steven Huffman, John Preston Thompson, and their affiliated companies were charged by the FTC in November 2022 with taking tens of millions of dollars from people by falsely promising to eliminate or substantially reduce their credit card debt. At the time, a federal court agreed to the FTC’s request to temporarily freeze the defendants’ assets and appoint a receiver over the businesses while the case took place.

The U.S. District Court for the Middle District of Tennessee, Nashville Division, entered the final orders on April 28, 2023.

In January 2025, the FTC sent more than $5 million in refunds to consumers harmed by a deceptive credit card debt relief scheme known as ACRO Services.

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