%PDF-1.2 %âãÏÓ 10 0 obj << /Length 11 0 R >> stream BT 274.08 74.88 TD 0 0 0 rg /F0 12 Tf 0 Tc 0 Tw (Page 1 of 21) Tj -86.4 631.68 TD /F1 13.92 Tf 0.0052 Tc 0.0034 Tw (UNITED STATES DISTRICT COURT) Tj 5.28 -16.56 TD 0.0061 Tc 0.0025 Tw (SOUTHERN DISTRICT OF TEXAS) Tj 34.8 -16.56 TD 0.0064 Tc 0.0023 Tw (GALVESTON DIVISION) Tj -155.76 -32.88 TD /F0 13.92 Tf 0 Tc -0.0192 Tw ( ) Tj ET 72 638.64 262.8 0.72 re f BT 324 624 TD -0.1728 Tc 0 Tw (\)) Tj -252 -16.8 TD /F1 13.92 Tf 0.0058 Tc 0.0028 Tw (FEDERAL TRADE COMMISSION) Tj 218.16 0 TD /F0 13.92 Tf -0.0192 Tc 0 Tw (,) Tj 19.44 0 TD -0.1728 Tc 0.1536 Tw ( \)) Tj -21.6 -16.56 TD 0 Tc -0.0192 Tw ( ) Tj 36 0 TD -0.1728 Tc 0 Tw (\)) Tj -180 -16.56 TD 0.0749 Tc (Plaintiff,) Tj 180 0 TD -0.1728 Tc (\)) Tj 0 -16.56 TD (\)) Tj -180 -16.8 TD 0.0096 Tc -0.0288 Tw ( v.) Tj 180 0 TD -0.1728 Tc 0 Tw (\)) Tj 36 0 TD /F1 13.92 Tf 0.0058 Tc 0.0029 Tw (Civil Action No.: G-000-324) Tj -36 -16.56 TD /F0 13.92 Tf -0.1728 Tc 0 Tw (\)) Tj -252 -16.8 TD /F1 13.92 Tf 0.0054 Tc 0.0033 Tw (LEE SUMNER CHURCHILL) Tj 182.16 0 TD /F0 13.92 Tf -0.0192 Tc 0 Tw (,) Tj 69.84 0 TD -0.1728 Tc (\)) Tj 36 0 TD -0.0536 Tc 0.0344 Tw (JUDGE HITTNER) Tj -252 -16.56 TD 0.0263 Tc -0.0455 Tw (d/b/a Credit Approval Service,) Tj 216 0 TD -0.1728 Tc 0 Tw (\)) Tj 0 -16.56 TD (\)) Tj -252 -16.8 TD /F1 13.92 Tf 0.0073 Tc 0.0014 Tw (TROY TIMOTHY KISLING) Tj 176.64 0 TD /F0 13.92 Tf -0.0192 Tc 0 Tw (, ) Tj 75.36 0 TD -0.1728 Tc (\)) Tj -216 -16.8 TD 0.0263 Tc -0.0455 Tw ( d/b/a Credit Approval Service, ) Tj 177.12 0 TD /F1 13.92 Tf 0 Tc 0.0086 Tw ( ) Tj 38.88 0 TD /F0 13.92 Tf -0.1728 Tc 0 Tw (\)) Tj 0 -16.56 TD (\)) Tj -252 -16.8 TD /F1 13.92 Tf 0.0051 Tc 0.0035 Tw (VICTOR STANLEY WILCOX,) Tj 252 0 TD /F0 13.92 Tf -0.1728 Tc 0 Tw (\)) Tj -216 -16.8 TD 0.0263 Tc -0.0455 Tw ( d/b/a Credit Approval Service,) Tj 173.52 0 TD /F1 13.92 Tf 0 Tc 0.0086 Tw ( ) Tj 3.6 0 TD /F0 13.92 Tf 0.0512 Tc 0 Tw (and) Tj 38.88 0 TD -0.1728 Tc (\)) Tj 0 -16.56 TD (\)) Tj -252 -16.8 TD /F1 13.92 Tf 0.0044 Tc 0.0042 Tw (BELINDA SWEENEY) Tj 137.28 0 TD /F0 13.92 Tf -0.0192 Tc 0 Tw (,) Tj 114.72 0 TD -0.1728 Tc (\)) Tj -216 -16.56 TD 0.0263 Tc -0.0455 Tw ( d/b/a Credit Approval Service,) Tj 216 0 TD -0.1728 Tc 0 Tw (\)) Tj 0 -16.56 TD (\)) Tj -180 -16.56 TD 0.0454 Tc (Defendants.) Tj 180 0 TD -0.1728 Tc 0.1536 Tw (\) ) Tj 0 -16.56 TD 0 Tw (\)) Tj -252 -16.56 TD 0 Tc -0.0192 Tw ( ) Tj ET 72 272.4 259.2 0.72 re f BT 331.2 274.32 TD -0.1728 Tc 0 Tw (\)) Tj -195.84 -49.92 TD /F1 13.92 Tf 0.0051 Tc 0.0036 Tw (STIPULATED FINAL JUDGMENT AND ORDER FOR) Tj -8.88 -16.56 TD 0.0046 Tc 0.0041 Tw (PERMANENT INJUNCTION AND MONETARY RELIEF) Tj 39.84 -16.56 TD 0.005 Tc 0.0036 Tw (REGARDING VICTOR STANLEY WILCOX) Tj -58.32 -32.88 TD /F0 13.92 Tf 0.0167 Tc -0.0359 Tw (Plaintiff, the Â鶹´«Ã½ Trade Commission \("FTC" or "Commission"\),) Tj -36 -33.12 TD 0.012 Tc -0.0312 Tw (commenced this action by filing a Complaint pursuant to Sections 13\(b\) and 19 of) Tj ET endstream endobj 11 0 obj 3245 endobj 4 0 obj << /Type /Page /Parent 5 0 R /Resources << /Font << /F0 6 0 R /F1 8 0 R >> /ProcSet 2 0 R >> /Contents 10 0 R >> endobj 13 0 obj << /Length 14 0 R >> stream BT 274.08 74.88 TD 0 0 0 rg /F0 12 Tf 0 Tc 0 Tw (Page 2 of 21) Tj -202.08 631.92 TD /F0 13.92 Tf 0.0038 Tc -0.023 Tw (the Â鶹´«Ã½ Trade Commission Act \("FTC Act"\), 15 U.S.C. \247\247 53\(b\) and 57b,) Tj 0 -33.12 TD 0.0128 Tc -0.032 Tw (charging the defendants with engaging in unfair or deceptive acts or practices in) Tj T* -0.0188 Tc -0 Tw (violation of Section 5 of the FTC Act, 15 U.S.C. \247 45, and the FTC) Tj -2.9952 Tc 0 Tw (\222) Tj 0.0206 Tc -0.0398 Tw (s Telemarketing) Tj T* 0.0222 Tc -0.0414 Tw (Sales Rule, 16 C.F.R. Part 310.) Tj 36 -33.12 TD 0.0176 Tc -0.0368 Tw (Now the Commission and defendant Victor Stanley Wilcox agree to a) Tj -36 -33.12 TD 0.0008 Tc -0.02 Tw (settlement of this action without trial or adjudication of any issue of law or fact) Tj 0 -33.12 TD 0.0269 Tc -0.0461 Tw (herein and without the defendant admitting liability for any of the violations alleged) Tj T* -0.0053 Tc -0.0139 Tw (in the complaint or for any wrongdoing whatsoever. The Commission and the) Tj T* -0.0043 Tc -0.0149 Tw (defendant consent to entry of this Final Order without trial or adjudication of any) Tj T* 0.0371 Tc -0.0563 Tw (issue of law or fact herein.) Tj 36 -33.36 TD -0.0329 Tc 0.0137 Tw (Upon the consent of the parties hereto, ) Tj 221.76 0 TD /F1 13.92 Tf 0.0058 Tc 0.0029 Tw (IT IS HEREBY ORDERED,) Tj -257.76 -33.6 TD 0.0035 Tc 0.0051 Tw (ADJUDGED, AND DECREED) Tj 186.96 0 TD /F0 13.92 Tf 0.0442 Tc -0.0634 Tw ( as follows:) Tj 12.96 -33.6 TD /F1 13.92 Tf 0.0066 Tc 0 Tw (FINDINGS) Tj -199.92 -32.88 TD /F0 13.92 Tf -0.0096 Tc (1.) Tj 36 0 TD 0.0224 Tc -0.0416 Tw (This is an action by the Commission instituted under Sections 5, 13\(b\), and) Tj 0 -33.12 TD 0.0129 Tc -0.0321 Tw (19 of the Â鶹´«Ã½ Trade Commission Act, 15 U.S.C. \247\247 45, 53\(b\), and 57b,) Tj T* 0.0237 Tc -0.0429 Tw (and the Telemarketing Sales Rule, 16 C.F.R. Part 310. The Complaint seeks) Tj T* 0.0335 Tc -0.0527 Tw (both permanent injunctive relief and consumer redress for alleged deceptive) Tj T* -0.0013 Tc -0.0179 Tw (acts or practices by the defendants in connection with the promotion, offering) Tj T* 0.0213 Tc -0.0405 Tw (for sale and sale of services relating to credit cards, loans, or other extensions) Tj ET endstream endobj 14 0 obj 2301 endobj 12 0 obj << /Type /Page /Parent 5 0 R /Resources << /Font << /F0 6 0 R /F1 8 0 R >> /ProcSet 2 0 R >> /Contents 13 0 R >> endobj 16 0 obj << /Length 17 0 R >> stream BT 274.08 74.88 TD 0 0 0 rg /F0 12 Tf 0 Tc 0 Tw (Page 3 of 21) Tj -166.08 631.92 TD /F0 13.92 Tf 0.0336 Tc -0.0528 Tw (of credit. The Complaint states a claim upon which relief may be granted) Tj 0 -33.12 TD -0.0091 Tc -0.0101 Tw (against the defendant under Sections 5, 13\(b\), and 19 of the FTC Act, and the) Tj T* 0.0413 Tc -0.0605 Tw (Telemarketing Sales Rule.) Tj -36 -33.12 TD -0.0096 Tc 0 Tw (2.) Tj 36 0 TD 0.0203 Tc -0.0395 Tw (This Court has jurisdiction over the subject matter of this case and has) Tj 0 -33.12 TD 0.0049 Tc -0.0241 Tw (jurisdiction over the defendant. Venue in the Southern District of Texas is) Tj T* -0.0754 Tc 0 Tw (proper.) Tj -36 -33.12 TD -0.0096 Tc (3.) Tj 36 0 TD 0.027 Tc -0.0462 Tw (The activities of the defendant are in or affecting commerce, as commerce is) Tj 0 -33.12 TD 0.048 Tc -0.0672 Tw (defined in 15 U.S.C. \247 44.) Tj -36 -33.12 TD -0.0096 Tc 0 Tw (4.) Tj 36 0 TD 0.0452 Tc -0.0644 Tw (Defendant waives all rights to seek judicial review or otherwise challenge or) Tj 0 -33.12 TD 0.0389 Tc -0.0581 Tw (contest the validity of this Order. Defendant also waives any claim that he) Tj T* 0.0124 Tc -0.0316 Tw (may hold under the Equal Access to Justice Act, 28 U.S.C. \247 2412 \(as) Tj T* -0.0236 Tc 0.0044 Tw (amended\), concerning the prosecution of this action to the date of this Order. ) Tj T* 0.0493 Tc -0.0685 Tw (Defendant shall bear his own costs and attorneys fees.) Tj -36 -33.12 TD -0.0096 Tc 0 Tw (5.) Tj 36 0 TD 0.0177 Tc -0.0369 Tw (Entry of this Order is in the public interest.) Tj -36 -33.12 TD -0.0096 Tc 0 Tw (6.) Tj 36 0 TD 0.0283 Tc -0.0475 Tw (This Order is remedial in nature and shall not be construed as the payment of) Tj 0 -33.12 TD 0.0294 Tc -0.0486 Tw (a fine, penalty, punitive assessment, or forfeiture.) Tj 151.68 -33.36 TD /F1 13.92 Tf 0.0065 Tc 0 Tw (DEFINITIONS) Tj -151.68 -32.88 TD /F0 13.92 Tf -0.0126 Tc -0.0066 Tw (For purposes of this Final Judgment and Order for Permanent Injunction and) Tj -36 -33.12 TD 0.0641 Tc -0.0833 Tw (Monetary Relief, the following definitions shall apply:) Tj ET endstream endobj 17 0 obj 2163 endobj 15 0 obj << /Type /Page /Parent 5 0 R /Resources << /Font << /F0 6 0 R /F1 8 0 R >> /ProcSet 2 0 R >> /Contents 16 0 R >> endobj 19 0 obj << /Length 20 0 R >> stream BT 274.08 74.88 TD 0 0 0 rg /F0 12 Tf 0 Tc 0 Tw (Page 4 of 21) Tj -202.08 631.68 TD /F0 13.92 Tf -0.0096 Tc (1.) 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Tj -36 -33.36 TD -0.0096 Tc -0.0096 Tw (6. ) Tj 36 0 TD /F1 13.92 Tf -0.1843 Tc 0 Tw (\223Document\224) Tj 74.16 0 TD /F0 13.92 Tf 0.0304 Tc -0.0496 Tw ( is synonymous in meaning and equal in scope to the usage of) Tj -74.16 -33.36 TD 0.023 Tc -0.0422 Tw (the term in Â鶹´«Ã½ Rule of Civil Procedure 34\(a\) and includes writings,) Tj 0 -33.12 TD -0.0219 Tc 0.0027 Tw (drawings, graphs, charts, photographs, audio and video recordings, computer) Tj T* 0.0024 Tc -0.0216 Tw (records, and other data compilations from which the information can be) Tj T* 0.0148 Tc -0.034 Tw (obtained and translated, if necessary, through detection devices into) Tj ET endstream endobj 25 0 obj 3058 endobj 23 0 obj << /Type /Page /Parent 5 0 R /Resources << /Font << /F0 6 0 R /F1 8 0 R /F2 21 0 R >> /ProcSet 2 0 R >> /Contents 24 0 R >> endobj 27 0 obj << /Length 28 0 R >> stream BT 274.08 74.88 TD 0 0 0 rg /F0 12 Tf 0 Tc 0 Tw (Page 6 of 21) Tj -166.08 631.92 TD /F0 13.92 Tf 0.026 Tc -0.0452 Tw (reasonably usable form. A draft or non-identical copy is a separate document) Tj 0 -33.12 TD -0.0089 Tc -0.0103 Tw (within the meaning of the term.) Tj -36 -33.36 TD -0.0096 Tc -0.0096 Tw (7. ) Tj 36 0 TD /F1 13.92 Tf -0.1052 Tc 0.1138 Tw (\223Assisting others\224) Tj 107.52 0 TD /F0 13.92 Tf 0.0049 Tc -0.0241 Tw ( means knowingly providing any of the following goods or) Tj -107.52 -33.36 TD -0.015 Tc -0.0042 Tw (services to another entity: \(1\) performing customer service functions,) Tj 0 -33.12 TD -0.0079 Tc -0.0113 Tw (including, but not limited to, receiving or responding to consumer complaints; ) Tj T* -0.0518 Tc 0.0326 Tw (\(2\) formulating or providing, or arranging for the formulation or provision of,) Tj T* 0.0146 Tc -0.0338 Tw (any telephone sales script or any other marketing material; \(3\) providing) Tj T* -0.0121 Tc -0.0071 Tw (names of, or assisting in the generation of, potential customers; or \(4\)) Tj T* 0.0285 Tc -0.0477 Tw (performing marketing services of any kind.) Tj 172.8 -33.36 TD /F1 13.92 Tf 0.0047 Tc 0 Tw (ORDER) Tj -44.64 -33.12 TD 0.0048 Tc 0.0038 Tw (I. PERMANENT BAN) Tj -128.16 -33.12 TD 0.0061 Tc 0.0025 Tw (IT IS THEREFORE ORDERED) Tj 196.56 0 TD /F0 13.92 Tf 0.0157 Tc -0.0349 Tw ( that defendant Victor Stanley Wilcox,) Tj -232.56 -33.36 TD 0.0484 Tc -0.0676 Tw (and his successors, assigns, officers, directors, agents, servants, employees, and) Tj 0 -33.12 TD -0.0011 Tc -0.0181 Tw (those persons in active concert or participation with them who receive actual notice) Tj T* -0.0033 Tc -0.0159 Tw (of this Order by personal service or otherwise, whether acting directly or through) Tj T* 0.0342 Tc -0.0534 Tw (any corporation, subsidiary, division or other device, are hereby permanently) Tj T* 0.0305 Tc -0.0497 Tw (restrained and enjoined from engaging in, receiving any remuneration of any kind) Tj T* -0.0039 Tc -0.0153 Tw (whatsoever from, or holding any ownership interest, share, or stock in, ) Tj ET endstream endobj 28 0 obj 2156 endobj 26 0 obj << /Type /Page /Parent 5 0 R /Resources << /Font << /F0 6 0 R /F1 8 0 R >> /ProcSet 2 0 R >> /Contents 27 0 R >> endobj 31 0 obj << /Length 32 0 R >> stream BT 274.08 74.88 TD 0 0 0 rg /F0 12 Tf 0 Tc 0 Tw (Page 7 of 21) Tj -202.08 631.92 TD /F0 13.92 Tf 0.0105 Tc -0.0297 Tw (or serving as an officer, director, trustee, or general manager of, any business entity) Tj 0 -33.12 TD 0.0045 Tc -0.0237 Tw (engaged in, in whole or in part in:) Tj 36 -33.12 TD -0.0096 Tc 0 Tw (1.) Tj 36 0 TD 0.0064 Tc -0.0256 Tw (Advertising, marketing, promoting, offering for sale, or selling any) Tj 0 -33.12 TD -0.0042 Tc -0.015 Tw (credit-related goods or services, or assisting others engaged in the) Tj T* 0.0357 Tc -0.0549 Tw (same; or) Tj -36 -33.12 TD -0.0096 Tc 0 Tw (2.) Tj 36 0 TD 0.0024 Tc -0.0216 Tw (Telemarketing or assisting others engaged in telemarketing.) Tj 25.92 -33.36 TD /F1 13.92 Tf 0.0066 Tc 0.0021 Tw (II. PROHIBITED BUSINESS ACTIVITIES) Tj -61.92 -33.12 TD 0.0056 Tc 0.003 Tw (IT IS FURTHER ORDERED) Tj 177.12 0 TD /F0 13.92 Tf -0.0291 Tc 0.0099 Tw ( that, with respect to the advertising,) Tj -213.12 -33.36 TD -0.0131 Tc -0.0061 Tw (marketing, promoting, offering for sale, or sale of any products or services, or) Tj 0 -33.12 TD -0.0018 Tc -0.0174 Tw (assisting others engaged in the advertising, marketing, promoting, offering for sale,) Tj T* 0.0323 Tc -0.0515 Tw (or sale of any products or services, defendant Victor Stanley Wilcox, and his) Tj T* 0.0364 Tc -0.0556 Tw (successors, assigns, officers, directors, agents, servants, employees, and those) Tj T* 0.0029 Tc -0.0221 Tw (persons in active concert or participation with them who receive actual notice of this) Tj T* 0.0027 Tc -0.0219 Tw (Order by personal service or otherwise, whether acting directly or through any) Tj T* 0.0273 Tc -0.0465 Tw (corporation, subsidiary, division or other device, are hereby permanently restrained) Tj T* 0.0222 Tc -0.0414 Tw (and enjoined from:) Tj T* 0.0384 Tc 0 Tw (A.) Tj 36 0 TD 0.0148 Tc -0.034 Tw ( Failing to comply with the Telemarketing Sales Rule, 16 C.F.R. Part 310,) Tj 0 -33.12 TD 0.0222 Tc -0.0414 Tw (attached hereto as Appendix A, or the Telemarketing Sales Rule as it may) Tj T* 0 Tc -0.0192 Tw (hereafter be amended, including, but not limited to:) Tj ET endstream endobj 32 0 obj 2194 endobj 29 0 obj << /Type /Page /Parent 30 0 R /Resources << /Font << /F0 6 0 R /F1 8 0 R >> /ProcSet 2 0 R >> /Contents 31 0 R >> endobj 34 0 obj << /Length 35 0 R >> stream BT 274.08 74.88 TD 0 0 0 rg /F0 12 Tf 0 Tc 0 Tw (Page 8 of 21) Tj -166.08 631.92 TD /F0 13.92 Tf -0.0096 Tc (1.) 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CUSTOMER LISTS) Tj -122.4 -33.12 TD 0.0056 Tc 0.003 Tw (IT IS FURTHER ORDERED) Tj 177.12 0 TD /F0 13.92 Tf 0.0187 Tc -0.0379 Tw ( that defendant Victor Stanley Wilcox, and) Tj -213.12 -33.36 TD 0.042 Tc -0.0612 Tw (his successors, assigns, officers, directors, agents, servants, employees, and those) Tj 0 -33.12 TD 0.0029 Tc -0.0221 Tw (persons in active concert or participation with them who receive actual notice of this) Tj ET endstream endobj 35 0 obj 2388 endobj 33 0 obj << /Type /Page /Parent 30 0 R /Resources << /Font << /F0 6 0 R /F1 8 0 R >> /ProcSet 2 0 R >> /Contents 34 0 R >> endobj 37 0 obj << /Length 38 0 R >> stream BT 274.08 74.88 TD 0 0 0 rg /F0 12 Tf 0 Tc 0 Tw (Page 9 of 21) Tj -202.08 631.92 TD /F0 13.92 Tf 0.0027 Tc -0.0219 Tw (Order by personal service or otherwise, whether acting directly or through any) Tj 0 -33.12 TD 0.0209 Tc -0.0401 Tw (corporation, subsidiary, division or other device, are permanently restrained and) Tj T* 0.0266 Tc -0.0458 Tw (enjoined from selling, renting, leasing, transferring, or otherwise disclosing the) Tj T* 0.0127 Tc -0.0319 Tw (name, address, telephone number, credit card number, bank account number, e-) Tj T* 0.0164 Tc -0.0356 Tw (mail address, or other identifying information of any person whom defendant) Tj T* -0.0229 Tc 0.0038 Tw (charged a fee for arranging for the provision of a credit card, loan, or other) Tj T* 0.0027 Tc -0.0219 Tw (extension of credit. ) Tj 113.28 0 TD /F2 13.92 Tf 0.0038 Tc 0 Tw (Provided) Tj 50.88 0 TD /F0 13.92 Tf 0.0537 Tc -0.0729 Tw ( that defendant may disclose such identifying) Tj -164.16 -33.12 TD 0.0065 Tc -0.0257 Tw (information to a law enforcement agency or as required by any law, regulation, or) Tj 0 -33.12 TD -0.1309 Tc 0.1117 Tw (court order.) Tj 180.72 -33.36 TD /F1 13.92 Tf 0.005 Tc 0.0037 Tw (IV. JUDGMENT) Tj -144.72 -33.12 TD 0.0056 Tc 0.003 Tw (IT IS FURTHER ORDERED) Tj 177.12 0 TD /F0 13.92 Tf 0.0169 Tc -0.0361 Tw ( that judgment is hereby entered against) Tj -213.12 -33.36 TD -0.0101 Tc -0.0091 Tw (defendant Victor Stanley Wilcox in the amount of TWO MILLION EIGHT) Tj 0 -33.12 TD -0.02 Tc 0.0008 Tw (HUNDRED THOUSAND DOLLARS \($2,800,000.00\) for consumer redress and/or) Tj T* 0.0153 Tc -0.0345 Tw (disgorgement, and for paying any attendant expenses of administration of any) Tj T* 0.0125 Tc -0.0317 Tw (redress fund, less any redress and/or disgorgement amounts paid to the Commission) Tj T* 0.015 Tc -0.0342 Tw (by any other party to this matter. Any funds received by the Commission pursuant) Tj T* 0.031 Tc -0.0502 Tw (to this Section shall be deposited in an account maintained by the Commission or its) Tj T* 0.0337 Tc -0.0529 Tw (agent. Upon the final disposition of this action, said assets shall be either: \(1\)) Tj T* -0.01 Tc -0.0092 Tw (distributed as redress to consumers, or \(2\) paid to the U.S. Treasury, if such) Tj ET endstream endobj 38 0 obj 2316 endobj 36 0 obj << /Type /Page /Parent 30 0 R /Resources << /Font << /F0 6 0 R /F1 8 0 R /F2 21 0 R >> /ProcSet 2 0 R >> /Contents 37 0 R >> endobj 40 0 obj << /Length 41 0 R >> stream BT 271.2 74.88 TD 0 0 0 rg /F0 12 Tf 0 Tc 0 Tw (Page 10 of 21) Tj -199.2 631.92 TD /F0 13.92 Tf 0.0438 Tc -0.063 Tw (distribution is deemed impractical. If the Commission, in its sole discretion,) Tj 0 -33.12 TD 0.0371 Tc -0.0563 Tw (determines that redress is practical, it shall develop a plan for the disbursement of) Tj T* 0.0651 Tc -0.0843 Tw (funds. In establishing this plan, the Commission shall have full and sole discretion) Tj T* 0.0141 Tc -0.0333 Tw (to determine the criteria and parameters for participation by injured consumers in a) Tj T* 0.034 Tc -0.0532 Tw (redress program, and may delegate any and all tasks connected with such redress) Tj T* 0.0206 Tc -0.0398 Tw (program to any individuals, partnerships, or corporations, and pay the fees, salaries,) Tj T* 0.0319 Tc -0.0511 Tw (and expenses incurred thereby in carrying out said tasks from the funds received) Tj T* -0.0567 Tc 0.0375 Tw (pursuant to this Section.) Tj 114 -33.36 TD /F1 13.92 Tf 0.0066 Tc 0.002 Tw (V. RECORD KEEPING PROVISIONS) Tj -78 -33.12 TD 0.0056 Tc 0.003 Tw (IT IS FURTHER ORDERED) Tj 177.12 0 TD /F0 13.92 Tf -0.0165 Tc -0.0027 Tw ( that, for a period of five \(5\) years from the) Tj -213.12 -33.36 TD 0.027 Tc -0.0462 Tw (date of entry of this Order, defendant Victor Stanley Wilcox, and his successors,) Tj 0 -33.12 TD 0.0373 Tc -0.0565 Tw (assigns, officers, directors, agents, servants, employees, and those persons in active) Tj T* -0.0021 Tc -0.0171 Tw (concert or participation with them who receive actual notice of this Order by) Tj T* -0.0173 Tc -0.0019 Tw (personal service or otherwise, whether acting directly or through any corporation,) Tj T* 0.0541 Tc -0.0733 Tw (subsidiary, division or other device, in connection with any business where) Tj T* 0.0281 Tc -0.0473 Tw (defendant is the majority owner of the business or directly or indirectly manages or) Tj T* 0.0396 Tc -0.0588 Tw (controls the business, is hereby restrained and enjoined from failing to create, and) Tj T* -0.0074 Tc -0.0118 Tw (from failing to retain for a period of three \(3\) years following the date of such) Tj T* 0.0424 Tc -0.0616 Tw (creation, unless otherwise specified:) Tj ET endstream endobj 41 0 obj 2229 endobj 39 0 obj << /Type /Page /Parent 30 0 R /Resources << /Font << /F0 6 0 R /F1 8 0 R >> /ProcSet 2 0 R >> /Contents 40 0 R >> endobj 43 0 obj << /Length 44 0 R >> stream BT 271.2 74.88 TD 0 0 0 rg /F0 12 Tf 0 Tc 0 Tw (Page 11 of 21) Tj -199.2 631.92 TD /F0 13.92 Tf 0.0384 Tc (A.) Tj 36 0 TD 0.0267 Tc -0.0459 Tw (Books, records and accounts that, in reasonable detail, accurately and fairly) Tj 0 -33.12 TD -0.005 Tc -0.0142 Tw (reflect the cost of goods or services sold, revenues generated, and the) Tj T* 0.0373 Tc -0.0565 Tw (disbursement of such revenues;) Tj -36 -33.12 TD -0.0432 Tc 0 Tw (B.) Tj 36 0 TD 0.0202 Tc -0.0394 Tw (Records accurately reflecting: the name, address, and telephone number of) Tj 0 -33.12 TD 0.0879 Tc -0.1071 Tw (each person employed in any capacity by such business, including as an) Tj T* -0.0366 Tc 0.0174 Tw (independent contractor; that person) Tj -2.9952 Tc 0 Tw (\222) Tj -0.0133 Tc -0.0059 Tw (s job title or position; the date upon) Tj T* -0.0024 Tc -0.0168 Tw (which the person commenced work; and the date and reason for the person) Tj -2.9952 Tc 0 Tw (\222) Tj 0.2304 Tc (s) Tj T* 0.0576 Tc -0.0768 Tw (termination, if applicable. The businesses subject to this Section shall retain) Tj T* -0.0013 Tc -0.0179 Tw (such records for any terminated employee for a period of two \(2\) years) Tj T* -0.0086 Tc -0.0106 Tw (following the date of termination;) Tj -36 -33.12 TD 0.0768 Tc 0 Tw (C.) Tj 36 0 TD 0.0201 Tc -0.0393 Tw (Records containing the names, addresses, phone numbers, dollar amounts) Tj 0 -33.12 TD 0.0171 Tc -0.0363 Tw (paid, quantity of items or services purchased, and description of items or) Tj T* 0.0438 Tc -0.063 Tw (services purchased, for all consumers to whom such business has sold,) Tj T* 0.0257 Tc -0.0449 Tw (invoiced or shipped any goods or services, or from whom such business) Tj T* 0.0009 Tc -0.0201 Tw (accepted money or other items of value;) Tj -36 -33.12 TD 0.0192 Tc 0 Tw (D.) Tj 36 0 TD -0.015 Tc -0.0042 Tw (Records that reflect, for every consumer complaint or refund request, whether) Tj 0 -33.12 TD -0.0041 Tc -0.0151 Tw (received directly or indirectly or through any third party:) Tj T* -0.1152 Tc 0 Tw (\(1\)) Tj 36 0 TD -0.0323 Tc 0.0131 Tw (the consumer) Tj -2.9952 Tc 0 Tw (\222) Tj 0.0123 Tc -0.0315 Tw (s name, address, telephone number and the dollar amount) Tj 0 -33.12 TD 0.0464 Tc -0.0656 Tw (paid by the consumer;) Tj ET endstream endobj 44 0 obj 2328 endobj 42 0 obj << /Type /Page /Parent 30 0 R /Resources << /Font << /F0 6 0 R >> /ProcSet 2 0 R >> /Contents 43 0 R >> endobj 46 0 obj << /Length 47 0 R >> stream BT 271.2 74.88 TD 0 0 0 rg /F0 12 Tf 0 Tc 0 Tw (Page 12 of 21) Tj -163.2 631.92 TD /F0 13.92 Tf -0.1152 Tc (\(2\)) Tj 36 0 TD -0.0149 Tc -0.0043 Tw (the written complaint or refund request, if any, and the date of the) Tj 0 -33.12 TD -0.0177 Tc -0.0015 Tw (complaint or refund request;) Tj -36 -33.12 TD -0.1152 Tc 0 Tw (\(3\)) Tj 36 0 TD 0.0473 Tc -0.0665 Tw (the basis of the complaint, including the name of any salesperson) Tj 0 -33.12 TD 0.0141 Tc -0.0333 Tw (complained against, and the nature and result of any investigation) Tj T* 0.0138 Tc -0.033 Tw (conducted concerning any complaint;) Tj -36 -33.12 TD -0.1152 Tc 0 Tw (\(4\)) Tj 36 0 TD 0.0197 Tc -0.0389 Tw (each response and the date of the response;) Tj -36 -33.12 TD -0.1152 Tc 0 Tw (\(5\)) Tj 36 0 TD 0.0086 Tc -0.0278 Tw (any final resolution and the date of the resolution; and) Tj -36 -33.12 TD -0.1152 Tc 0 Tw (\(6\)) Tj 36 0 TD 0.0137 Tc -0.0329 Tw (in the event of a denial of a refund request, the reason for the denial; ) Tj -36 -33.12 TD 0.0512 Tc 0 Tw (and) Tj -36 -33.12 TD -0.1248 Tc (E.) Tj 36 0 TD 0.0333 Tc -0.0525 Tw (Copies of all sales scripts, training materials, advertisements, or other) Tj 0 -33.12 TD 0.0391 Tc -0.0583 Tw (marketing materials utilized; ) Tj 160.8 0 TD /F2 13.92 Tf 0.0034 Tc 0.0052 Tw (provided ) Tj 53.28 0 TD /F0 13.92 Tf 0.0456 Tc -0.0648 Tw (that copies of all sales scripts, training) Tj -214.08 -33.12 TD 0.0315 Tc -0.0507 Tw (materials, advertisements, or other marketing materials utilized shall be) Tj 0 -33.12 TD 0.0154 Tc -0.0346 Tw (retained for three \(3\) years after the last date of dissemination of any such) Tj T* 0.0586 Tc 0 Tw (materials.) Tj 37.68 -33.36 TD /F1 13.92 Tf 0.0054 Tc 0.0033 Tw (VI. DISTRIBUTION OF ORDER BY DEFENDANT) Tj -37.68 -33.12 TD 0.0056 Tc 0.003 Tw (IT IS FURTHER ORDERED) Tj 177.12 0 TD /F0 13.92 Tf -0.0165 Tc -0.0027 Tw ( that, for a period of five \(5\) years from the) Tj -213.12 -33.36 TD 0.0219 Tc -0.0411 Tw (date of entry of this Order, defendant Victor Stanley Wilcox shall:) Tj 0 -33.12 TD 0.0384 Tc 0 Tw (A.) Tj 36 0 TD 0.0033 Tc -0.0225 Tw (Provide a copy of this Order to, and obtain a signed and dated) Tj 0 -33.12 TD 0.0029 Tc -0.0221 Tw (acknowledgment of receipt of same from, each officer or director, each) Tj ET endstream endobj 47 0 obj 2378 endobj 45 0 obj << /Type /Page /Parent 30 0 R /Resources << /Font << /F0 6 0 R /F1 8 0 R /F2 21 0 R >> /ProcSet 2 0 R >> /Contents 46 0 R >> endobj 50 0 obj << /Length 51 0 R >> stream BT 271.2 74.88 TD 0 0 0 rg /F0 12 Tf 0 Tc 0 Tw (Page 13 of 21) Tj -163.2 631.92 TD /F0 13.92 Tf 0.0672 Tc -0.0864 Tw (individual serving in a management capacity, all personnel involved in) Tj 0 -33.12 TD 0.0312 Tc -0.0504 Tw (responding to consumer complaints or inquiries, and all sales personnel,) Tj T* 0.0025 Tc -0.0217 Tw (whether designated as employees, consultants, independent contractors or) Tj T* 0.0197 Tc -0.0389 Tw (otherwise, immediately upon employing or retaining any such persons, for) Tj T* 0.0493 Tc -0.0685 Tw (any business where defendant is the majority owner of the business or) Tj T* 0.029 Tc -0.0482 Tw (directly or indirectly manages or controls the business.) Tj -36 -33.12 TD -0.0432 Tc 0 Tw (B.) Tj 36 0 TD 0.0082 Tc -0.0274 Tw (Maintain for a period of three \(3\) years after creation, and upon reasonable) Tj 0 -33.12 TD 0.0286 Tc -0.0478 Tw (notice, make available to representatives of the Commission, the original) Tj T* 0.0158 Tc -0.035 Tw (signed and dated acknowledgments of the receipt of copies of this Order, as) Tj T* -0.0054 Tc -0.0138 Tw (required in Paragraph A of this Section. ) Tj 32.4 -33.36 TD /F1 13.92 Tf 0.0065 Tc 0.0022 Tw (VII. ) Tj 28.32 0 TD /F0 13.92 Tf 0 Tc -0.0192 Tw ( ) Tj 3.6 0 TD /F1 13.92 Tf 0.0053 Tc 0.0034 Tw (COMPLIANCE REPORTING BY DEFENDANT) Tj -64.32 -33.6 TD 0.0056 Tc 0.003 Tw (IT IS FURTHER ORDERED) Tj 177.12 0 TD /F0 13.92 Tf -0.0204 Tc 0.0012 Tw ( that, in order that compliance with the) Tj -213.12 -33.36 TD 0.0035 Tc -0.0227 Tw (provisions of this Order may be monitored:) Tj 0 -33.12 TD 0.0384 Tc 0 Tw (A.) Tj 36 0 TD -0.0073 Tc -0.0119 Tw (For a period of five \(5\) years from the date of entry of this Order, defendant) Tj 0 -33.12 TD 0.0339 Tc -0.0531 Tw (Victor Stanley Wilcox shall notify the Commission of the following:) Tj T* -0.1152 Tc 0 Tw (\(1\)) Tj 36 0 TD 0.0663 Tc -0.0855 Tw (Any changes in defendant) Tj -2.9952 Tc 0 Tw (\222) Tj 0.0883 Tc -0.1075 Tw (s residence, mailing addresses, and) Tj 0 -33.12 TD 0.0135 Tc -0.0327 Tw (telephone numbers, within ten \(10\) days of the date of such change; ) Tj -36 -33.12 TD -0.1152 Tc 0 Tw (\(2\)) Tj 36 0 TD 0.0663 Tc -0.0855 Tw (Any changes in defendant) Tj -2.9952 Tc 0 Tw (\222) Tj 0.033 Tc -0.0522 Tw (s employment status \(including self-) Tj 0 -33.12 TD 0.0238 Tc -0.043 Tw (employment\) within ten \(10\) days of such change. Such notice shall) Tj ET endstream endobj 51 0 obj 2492 endobj 48 0 obj << /Type /Page /Parent 49 0 R /Resources << /Font << /F0 6 0 R /F1 8 0 R >> /ProcSet 2 0 R >> /Contents 50 0 R >> endobj 53 0 obj << /Length 54 0 R >> stream BT 271.2 74.88 TD 0 0 0 rg /F0 12 Tf 0 Tc 0 Tw (Page 14 of 21) Tj -127.2 631.92 TD /F0 13.92 Tf 0.0551 Tc -0.0743 Tw (include the name and address of each business that defendant is) Tj 0 -33.12 TD 0.0074 Tc -0.0266 Tw (affiliated with or employed by, a statement of the nature of the) Tj T* 0.0337 Tc -0.0529 Tw (business, and a statement of defendant) Tj -2.9952 Tc 0 Tw (\222) Tj 0.0878 Tc -0.107 Tw (s duties and responsibilities in) Tj T* 0.0244 Tc -0.0436 Tw (connection with the business or employment; and) Tj -36 -33.12 TD -0.1152 Tc 0 Tw (\(3\)) Tj 36 0 TD 0.0061 Tc -0.0253 Tw (Any proposed change in the structure of any business entity owned or) Tj 0 -33.12 TD 0.0046 Tc -0.0238 Tw (controlled by defendant such as creation, incorporation, dissolution,) Tj T* 0.0377 Tc -0.0569 Tw (assignment, sale, merger, creation, dissolution of subsidiaries,) Tj T* 0.0083 Tc -0.0275 Tw (proposed filing of a bankruptcy petition, or change in name or address,) Tj T* (or any other change that may affect compliance obligations arising out) Tj T* -0.005 Tc -0.0142 Tw (of this Order, thirty \(30\) days prior to the effective date of any) Tj T* 0.0013 Tc -0.0205 Tw (proposed change; ) Tj 101.04 0 TD /F2 13.92 Tf 0.0034 Tc 0 Tw (provided) Tj 49.68 0 TD /F0 13.92 Tf -0.024 Tc 0.0048 Tw (, however, that, with respect to any) Tj -150.72 -33.12 TD 0.0106 Tc -0.0298 Tw (proposed change in the corporation about which defendant learns less) Tj 0 -33.12 TD -0.0163 Tc -0.0029 Tw (than thirty \(30\) days prior to the date such action is to take place,) Tj T* 0.0574 Tc -0.0766 Tw (defendant shall notify the Commission as soon as is practicable after) Tj T* 0.0152 Tc -0.0344 Tw (learning of such proposed change; ) Tj -72 -33.12 TD -0.0432 Tc 0 Tw (B.) Tj 36 0 TD -0 Tc -0.0186 Tw (One hundred eighty \(180\) days after the date of entry of this Order, defendant) Tj 0 -33.12 TD -0.0232 Tc 0.004 Tw (shall provide a written report to the FTC, sworn to under penalty of perjury,) Tj T* 0.0157 Tc -0.0349 Tw (setting forth in detail the manner and form in which the defendant has) Tj T* 0.0261 Tc -0.0453 Tw (complied and is complying with this Order. This report shall include but not) Tj ET endstream endobj 54 0 obj 2259 endobj 52 0 obj << /Type /Page /Parent 49 0 R /Resources << /Font << /F0 6 0 R /F2 21 0 R >> /ProcSet 2 0 R >> /Contents 53 0 R >> endobj 56 0 obj << /Length 57 0 R >> stream BT 271.2 74.88 TD 0 0 0 rg /F0 12 Tf 0 Tc 0 Tw (Page 15 of 21) Tj -163.2 631.92 TD /F0 13.92 Tf 0.0048 Tc -0.024 Tw (be limited to:) Tj 0 -33.12 TD -0.1152 Tc 0 Tw (\(1\)) Tj 36 0 TD 0.032 Tc (Defendant) Tj -2.9952 Tc (\222) Tj 0.0365 Tc -0.0557 Tw (s then current residence addresses and telephone numbers;) Tj -36 -33.12 TD -0.1152 Tc 0 Tw (\(2\)) Tj 36 0 TD 0.032 Tc (Defendant) Tj -2.9952 Tc (\222) Tj 0.0429 Tc -0.0621 Tw (s then current employment, business addresses and) Tj 0 -33.12 TD 0.042 Tc -0.0612 Tw (telephone numbers, a description of the business activities of each such) Tj T* 0.0352 Tc -0.0544 Tw (employer, and defendant) Tj -2.9952 Tc 0 Tw (\222) Tj 0.0674 Tc -0.0866 Tw (s title and responsibilities for each employer;) Tj -36 -33.12 TD -0.1152 Tc 0 Tw (\(3\)) Tj 36 0 TD 0.0209 Tc -0.0401 Tw (A copy of each acknowledgment of receipt of this Order obtained by) Tj 0 -33.12 TD -0.0374 Tc 0.0182 Tw (defendant pursuant to Section VI;) Tj -36 -33.12 TD -0.1152 Tc 0 Tw (\(4\)) Tj 36 0 TD 0.0444 Tc -0.0636 Tw (A statement describing the manner in which defendant has complied) Tj 0 -33.12 TD 0.0462 Tc -0.0654 Tw (and is complying with the ) Tj T* -0.0768 Tc 0 Tw (\(a\)) Tj 36 0 TD 0.0106 Tc -0.0298 Tw (Injunctive provisions in Sections I and II of the Order; and ) Tj -36 -33.12 TD -0.0224 Tc 0 Tw (\(b\)) Tj 36 0 TD 0.0171 Tc -0.0363 Tw (Monetary relief provisions in Section IV of the Order; ) Tj -108 -33.12 TD 0.0768 Tc 0 Tw (C.) Tj 36 0 TD 0.0224 Tc -0.0416 Tw (Upon written request by a representative of the Commission, defendant shall) Tj 0 -33.12 TD -0.0239 Tc 0.0047 Tw (submit additional written reports \(under oath, if requested\) and produce) Tj T* 0.0085 Tc -0.0277 Tw (documents on fifteen \(15\) days) Tj -2.9952 Tc 2.976 Tw (\222 ) Tj -0.0179 Tc -0.0013 Tw (notice with respect to any conduct subject to) Tj T* 0.024 Tc -0.0432 Tw (this Order;) Tj -36 -33.12 TD 0.0192 Tc 0 Tw (D.) Tj 36 0 TD 0.0228 Tc -0.042 Tw (For the purposes of this Order, defendant shall, unless otherwise directed by) Tj 0 -33.12 TD 0.0377 Tc -0.0569 Tw (the Commission) Tj -2.9952 Tc 0 Tw (\222) Tj 0.0127 Tc -0.0319 Tw (s authorized representatives, mail all written notifications to) Tj T* -0.0264 Tc 0.0072 Tw (the Commission to:) Tj 36 -33.12 TD 0.0018 Tc -0.021 Tw (Regional Director) Tj ET endstream endobj 57 0 obj 2413 endobj 55 0 obj << /Type /Page /Parent 49 0 R /Resources << /Font << /F0 6 0 R >> /ProcSet 2 0 R >> /Contents 56 0 R >> endobj 59 0 obj << /Length 60 0 R >> stream BT 271.2 74.88 TD 0 0 0 rg /F0 12 Tf 0 Tc 0 Tw (Page 16 of 21) Tj -127.2 631.92 TD /F0 13.92 Tf -0.0531 Tc 0.0339 Tw (Southwest Region) Tj -72 -16.56 TD 0 Tc -0.0192 Tw ( ) Tj 72 0 TD 0.0388 Tc -0.058 Tw (Â鶹´«Ã½ Trade Commission) Tj 0 -16.56 TD -0.0334 Tc 0.0142 Tw (Suite 2150, 1999 Bryan Street) Tj T* 0.0757 Tc -0.0949 Tw (Dallas, Texas 75201) Tj 0 -33.12 TD -0.0032 Tc 0 Tw (Re:) Tj 36 0 TD 0.0145 Tc -0.0337 Tw (FTC v. Lee Sumner Churchill, d/b/a Credit Approval Service, et) Tj ET 180 622.08 354.72 0.72 re f BT 180 607.44 TD 0.1184 Tc 0 Tw (al.) Tj ET 180 605.52 13.44 0.72 re f BT 193.44 607.44 TD -0.0083 Tc -0.0109 Tw ( Civ. Action No. G-000-324) Tj -121.44 -33.12 TD -0.1248 Tc 0 Tw (E.) Tj 36 0 TD -0.0049 Tc -0.0142 Tw (For the purposes of this Section, "employment" includes the performance of) Tj 0 -33.12 TD 0.0132 Tc -0.0324 Tw (services as an employee, consultant, or independent contractor; and) Tj T* 0.0312 Tc -0.0504 Tw ("employers" includes any individual or entity for whom defendant performs) Tj T* 0.0132 Tc -0.0324 Tw (services as an employee, consultant, or independent contractor; and) Tj -36 -33.12 TD -0.048 Tc 0 Tw (F.) Tj 36 0 TD -0.0117 Tc -0.0075 Tw (For purposes of the compliance reporting required by this Section, the) Tj 0 -33.12 TD 0.0157 Tc -0.0349 Tw (Commission is authorized to communicate directly with defendant.) Tj -18.48 -33.36 TD /F1 13.92 Tf 0.0067 Tc 0.0019 Tw (VIII. ) Tj 33.84 0 TD /F0 13.92 Tf 0 Tc -0.0192 Tw ( ) Tj 3.6 0 TD /F1 13.92 Tf 0.0078 Tc 0 Tw (COMMISSION) Tj -3.3466 Tc (\222) Tj 0.0063 Tc 0.0023 Tw (S AUTHORITY TO MONITOR COMPLIANCE) Tj -18.96 -33.6 TD 0.0056 Tc 0.003 Tw (IT IS FURTHER ORDERED) Tj 177.12 0 TD /F0 13.92 Tf -0.0339 Tc 0.0147 Tw ( that the Commission is authorized to monitor) Tj -213.12 -33.36 TD 0.0256 Tc 0 Tw (defendant) Tj -2.9952 Tc (\222) Tj 0.053 Tc -0.0722 Tw (s compliance with this Order by all lawful means, including but not) Tj 0 -33.12 TD 0.0072 Tc -0.0264 Tw (limited to, the following means:) Tj T* 0.0384 Tc 0 Tw (A.) Tj 36 0 TD -0.0285 Tc 0.0093 Tw (The Commission is authorized, without further leave of court, to obtain) Tj 0 -33.12 TD 0.0221 Tc -0.0413 Tw (discovery from any person in the manner provided by Chapter V of the) Tj T* 0.0261 Tc -0.0453 Tw (Â鶹´«Ã½ Rules of Civil Procedure, Fed. R. Civ. 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Tj 36 0 TD 0.0294 Tc -0.0486 Tw (Access during normal business hours to any office, or facility storing) Tj 0 -33.12 TD 0.028 Tc -0.0472 Tw (documents, of any business where defendant is the majority owner of the) Tj T* 0.0324 Tc -0.0516 Tw (business or directly or indirectly manages or controls the business. 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ACKNOWLEDGMENT OF RECEIPT OF ORDER BY DEFENDANT) Tj 26.16 -33.6 TD 0.0056 Tc 0.003 Tw (IT IS FURTHER ORDERED) Tj 177.12 0 TD /F0 13.92 Tf 0.0475 Tc -0.0667 Tw ( that, within five \(5\) business days after) Tj -213.12 -33.36 TD 0.0205 Tc -0.0397 Tw (receipt by defendant Victor Stanley Wilcox of this Order as entered by the Court,) Tj 0 -33.12 TD -0.0035 Tc -0.0157 Tw (defendant shall submit to the Commission a truthful sworn statement, in the form) Tj ET endstream endobj 66 0 obj 2501 endobj 64 0 obj << /Type /Page /Parent 49 0 R /Resources << /Font << /F0 6 0 R /F1 8 0 R /F2 21 0 R >> /ProcSet 2 0 R >> /Contents 65 0 R >> endobj 69 0 obj << /Length 70 0 R >> stream BT 271.2 74.88 TD 0 0 0 rg /F0 12 Tf 0 Tc 0 Tw (Page 19 of 21) Tj -199.2 631.92 TD /F0 13.92 Tf 0.007 Tc -0.0262 Tw (shown on Appendix B hereto, that shall acknowledge receipt of this Order. ) Tj 139.2 -33.36 TD /F1 13.92 Tf 0.0067 Tc 0.002 Tw (XI. 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