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Tj /F15 13.56 Tf 56.40 -37.68 TD (Case ) Tj /F15 10.56 Tf 29.76 0.24 TD (1 :04-cv-) Tj /F15 11.33 Tf 39.36 -.24 TD (07781) Tj /F14 9.83 Tf 46.80 0.24 TD (Document 325) Tj /F15 11.36 Tf 87.60 0.00 TD (Filed OS/24/2006) Tj /F16 10.79 Tf 98.16 0.00 TD (Page 2 of 24) Tj /F15 11.05 Tf -310.08 -52.56 TD (Plaintiff, 鶹ý Trade Commission \(") Tj /F15 11.09 Tf 173.52 0.48 TD (FTC" or ") Tj /F15 10.96 Tf 44.64 0.00 TD (Commission) Tj /F15 11.35 Tf 61.44 0.48 TD (\), fied its Amended) Tj /F15 11.07 Tf -312.24 -26.64 TD (Complaint for Pennanent Injunctive and Other Relief \(") Tj /F15 11.05 Tf 246.96 0.96 TD (Amended Complaint) Tj /F15 10.88 Tf 97.68 0.24 TD (\) in this matter,) Tj /F15 11.13 Tf -344.64 -26.64 TD (pursuant to Section l3\(b\) of the 鶹ý Trade Commission Act \(") Tj /F15 11.06 Tf 293.04 1.44 TD (FTC ACT") Tj /F15 10.68 Tf 50.16 0.00 TD (\), 15 U.) Tj /F15 11.02 Tf -334.56 -27.12 TD (53\(b\), Section 814\(a\) of the Fair Debt Collection ) Tj /F16 11.15 Tf 218.16 1.44 TD (Prctices Act \(") Tj /F15 11.04 Tf 69.84 0.00 TD (FDCPA") Tj /F16 10.32 Tf 40.56 0.24 TD (\), 15 U's.) Tj /F15 5.00 Tf 42.72 0.48 TD (c. ) Tj /F16 9.50 Tf -378.24 -27.36 TD (16921\(a\), and Rule 65 ) Tj /F15 11.01 Tf 97.20 0.00 TD (of the 鶹ý Rules of Civil Procedure, charging that Defendants engaged) Tj /F15 11.00 Tf -98.40 -25.68 TD (in deceptive and unfair acts or practices in violation of Section 5 of the FTC Act, 15 U.) Tj /F15 5.00 Tf 393.12 1.92 TD (C. ) Tj /F15 10.95 Tf 20.88 0.48 TD (45,) Tj /F15 10.87 Tf -413.52 -27.36 TD (and the FDCPA, 15 U.S.) Tj /F15 5.00 Tf 108.48 0.24 TD (c. ) Tj 23.04 0.48 TD (1692 ) Tj /F15 11.04 Tf 23.28 0.24 TD (et seq) Tj /F15 11.09 Tf 26.40 0.00 TD (. The Commission and Defendants Reese Waugh, Eric) Tj /F15 10.98 Tf -181.20 -25.92 TD (Woldoff) Tj /F15 10.98 Tf 37.20 -.24 TD (, George Othon, Jerome Kuebler, and Jeffrey ) Tj /F15 12.88 Tf 200.64 1.20 TD (Garngton ) Tj /F14 6.67 Tf 51.84 0.24 TD (\(collectively, ") Tj /F15 10.93 Tf 64.56 0.48 TD (CAMCO) Tj /F15 10.81 Tf -354.24 -27.36 TD (Defendants) Tj /F15 11.02 Tf 54.96 0.24 TD (\), hereby stipulate to the entry of this Stipulated Order for Pennanent Injunction) Tj /F15 10.89 Tf -54.24 -25.44 TD (Against Defendants Reese Waugh) Tj /F15 10.99 Tf 150.48 0.96 TD (, Jerome Kuebler, Eric Woldoff, George Othan, and Jeffrey) Tj /F16 11.40 Tf -150.48 -26.40 TD (Garngton \(") Tj /F15 11.01 Tf 58.80 0.48 TD (Order) Tj /F15 11.00 Tf 30.24 0.24 TD (\) to resolve all matters of dispute between them in this action.) Tj /F15 11.77 Tf -56.40 -25.68 TD (IT IS THEREFORE STIPULATED) Tj /F15 11.33 Tf 170.40 1.44 TD (, AGREED) Tj /F14 5.00 Tf 52.32 0.24 TD (, AND ORDERED ) Tj /F15 10.79 Tf 90.24 0.24 TD (as follows:) Tj /F15 11.01 Tf -279.84 -27.12 TD (This Court has jurisdiction over the subject matter of this case and CAMCO) Tj /F16 9.82 Tf -65.28 -25.68 TD (Defendants, pursuant to 15 D.) Tj /F15 5.00 Tf 140.64 0.96 TD (C. ) Tj /F15 10.80 Tf 26.64 0.24 TD (45\(a\), 53\(b\), 16921\(a\), as well as 28 U.S.) Tj /F15 5.00 Tf 179.76 0.96 TD (C. ) Tj /F15 9.60 Tf 27.84 0.48 TD (1331) Tj /F16 9.48 Tf -373.44 -27.60 TD (1137\(a\) and 1345.) Tj /F15 10.96 Tf 64.56 -24.72 TD (Venue lies properly with this Court pursuant to 15 U.) Tj /F15 5.00 Tf 243.60 1.68 TD (C. ) Tj /F15 10.84 Tf 21.60 0.00 TD (53\(b\) and 28 U.) Tj /F16 9.65 Tf -315.84 -27.60 TD (1391\(b\) and \(c\).) Tj /F15 11.00 Tf 50.64 -24.72 TD (The activities of CAMCO Defendants are in or affecting ") Tj /F15 10.76 Tf 256.56 1.68 TD (commerce,) Tj /F15 10.89 Tf 48.48 0.24 TD (" as that) Tj /F15 10.99 Tf -370.08 -27.60 TD (tenn is defined in Section 4 of the FTC Act, 15 U.S.) Tj /F15 5.00 Tf 229.20 1.68 TD (C. ) Tj /F15 10.37 Tf 20.64 0.00 TD (44.) Tj /F15 10.96 Tf -184.08 -25.92 TD (The Amended Complaint states a claim upon which relief may be granted against) Tj /F14 5.00 Tf -65.28 -25.92 TD (CAMCO Defendants under Section 5\(a\) of the ) Tj /F15 5.00 Tf 207.12 1.68 TD (FTC ) Tj /F15 10.31 Tf 23.04 0.00 TD (Act) Tj /F16 9.86 Tf 15.60 0.24 TD (, 15 U.) Tj /F14 7.02 Tf 38.88 0.00 TD (c. 9 45\(a\), and the ) Tj /F15 10.87 Tf 84.24 0.72 TD (FDCPA, 15) Tj /F15 5.00 Tf -349.68 -27.60 TD (c. ) Tj 22.32 0.24 TD (1692 ) Tj /F15 10.67 Tf 23.76 0.24 TD (et sea) Tj ET Q endstream endobj xref 1 2 0000027831 00000 n 0000027890 00000 n 10 7 0000027967 00000 n 0000028131 00000 n 0000064883 00000 n 0000028659 00000 n 0000028278 00000 n 0000028403 00000 n 0000028532 00000 n trailer << /Size 17 /Prev 27505 /Root 1 0 R >> startxref 69539 %%EOF % Page Description << /EndOffset 0000111553>> 1 0 obj << /Type /Catalog /Pages 2 0 R >> endobj 2 0 obj << /Type /Pages /Kids [3 0 R 10 0 R 17 0 R ] /Count 3 >> endobj 17 0 obj << /Type /Page /Parent 2 0 R /Resources 18 0 R /Contents 19 0 R /Rotate 0 /eCpyResolution 300 /MediaBox [0 0 591.36 768.00 ] >> endobj 18 0 obj << /XObject << /Im20 20 0 R>> /Font << /F21 21 0 R /F22 22 0 R /F23 23 0 R>> /ProcSet [/PDF /Text /ImageB /ImageC ] >> endobj 21 0 obj << /Type /Font /Subtype /Type1 /Name /F21 /BaseFont /Times-Roman /Encoding /WinAnsiEncoding >> endobj 22 0 obj << /Type /Font /Subtype /Type1 /Name /F22 /BaseFont /Helvetica /Encoding /WinAnsiEncoding >> endobj 23 0 obj << /Type /Font /Subtype /Type1 /Name /F23 /BaseFont /Courier /Encoding /WinAnsiEncoding >> endobj 20 0 obj << /Type /XObject /Subtype /Image /Name /Im20 /Width 2464 /Height 3200 /eCpyDPIX 300 /eCpyDPIY 300 /ImageMask true /Filter /CCITTFaxDecode /BitsPerComponent 1 /DecodeParms << /K -1 /Columns 2464 /Rows 3200>> /Decode [0 1 ] /Length 36356 >> stream M@$; ʶv2@l6 *#Ass!L$3AJjfF `Ah(#A ȕAAaa  a 5kL' 'qEƨ5D%Dp#P(h8h;k4TmPAȃAY7-BZAAAaB äOӤ6oIzzt O«j+տ^[V_akE$ ]*,zZO,ޛDcUF?}zZ$!: ! 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Tj /F21 11.01 Tf -288.96 -27.12 TD (Such Defendants further acknowledge that they have read the provisions of this Order and are) Tj /F22 9.80 Tf 0.00 -25.20 TD (prepared to abide by them.) Tj /F21 10.98 Tf 66.96 -25.44 TD (The undersigned) Tj /F21 10.96 Tf 74.16 0.48 TD (, individually and by and through their counsel, have agreed that) Tj /F21 11.07 Tf -140.88 -26.16 TD (the entry of this Order resolves ) Tj /F22 9.77 Tf 140.16 0.72 TD (aU matters of dispute between them ) Tj /F22 10.61 Tf 159.60 0.96 TD (arsing from the ) Tj /F21 10.80 Tf 73.68 0.48 TD (Amended) Tj /F21 10.96 Tf -372.96 -27.36 TD (Complaint in this action) Tj /F22 9.99 Tf 106.80 0.72 TD (, up to the date of entry of this Order.) Tj /F21 11.00 Tf -39.84 -25.68 TD (CAMCO Defendants waive all rights to seek appellate review or otherwise) Tj /F21 11.08 Tf -66.72 -25.68 TD (challenge or contest the validity of this Order. CAMCO Defendants further waive and release) Tj /F21 10.97 Tf 0.24 -25.44 TD (any claim they may have against the Commission, its employees, representatives or agents.) Tj /F21 10.99 Tf 66.72 -24.48 TD (CAMCO Defendants agree that this Order does not entitle such Defendants to) Tj /F21 10.94 Tf -66.24 -25.92 TD (seek or to obtain attorneys) Tj /F21 11.08 Tf 116.40 0.96 TD (' fees as a prevailing pary under the Equal Access to Justice Act, 28) Tj /F21 13.65 Tf -116.40 -26.40 TD (u.s.) Tj /F21 10.95 Tf 20.16 0.00 TD (C. ~ 2412, as amended by Pub. L. 104-) Tj /F21 9.44 Tf 172.56 1.44 TD (121) Tj /F21 10.94 Tf 15.60 0.24 TD (, 110 Stat. 847. 863-) Tj /F21 11.00 Tf 89.28 0.24 TD (64 \(1996\). and such) Tj /F21 10.98 Tf -297.60 -27.12 TD (Defendants further waive any right to attorneys) Tj /F22 10.08 Tf 208.80 1.68 TD (' fees that may arse under said provision of law,) Tj /F21 11.02 Tf -141.84 -26.40 TD (Neither entry into this Order, nor performance according to its tenns) Tj /F21 10.72 Tf 301.68 2.40 TD (, shall be) Tj /F21 11.06 Tf -367.92 -28.32 TD (deemed an admission by CAMCO Defendants. This Order has been entered without resolution) Tj /F21 10.85 Tf 0.00 -24.96 TD (of any disputed fact.) Tj /F21 9.41 Tf 34.80 -24.96 TD (10.) Tj /F22 11.91 Tf 31.68 0.24 TD (Entr of ) Tj /F21 11.03 Tf 38.40 0.24 TD (this Order is in the public interest, and there being no just reason for) Tj /F21 10.94 Tf -104.40 -25.68 TD (delay, the Clerk is directed to enter judgment immediately.) Tj /F21 11.50 Tf 179.28 -23.76 TD (DEFINITIONS) Tj /F21 10.96 Tf -145.68 -26.88 TD (For the purposes of this Order, the following definitions shall apply:) Tj /F21 11.01 Tf 38.16 -24.48 TD (Plaintiff' means the 鶹ý Trade Commission.) Tj /F21 10.78 Tf 0.00 -25.44 TD (Defendant) Tj /F21 11.17 Tf 45.60 0.72 TD (" or ") Tj /F21 10.96 Tf 24.24 0.00 TD (Defendants) Tj /F21 10.97 Tf 50.64 0.24 TD (" means Capital Acquisitions and Management) Tj /F21 10.77 Tf -191.52 -26.64 TD (Corp,) Tj /F21 10.87 Tf 25.92 0.00 TD (; RM Financial Services) Tj /F21 10.18 Tf 106.32 1.20 TD (, Inc.) Tj /F21 10.87 Tf 22.08 0.00 TD (; Capital Properties Holdings, Inc.) 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Tj /F29 13.56 Tf 57.12 -37.68 TD (Case ) Tj /F29 10.56 Tf 29.76 0.24 TD (1 :04-cv-) Tj /F29 11.33 Tf 39.36 -.24 TD (07781) Tj /F28 9.83 Tf 46.80 0.24 TD (Document 325) Tj /F29 11.36 Tf 87.60 0.00 TD (Filed OS/24/2006) Tj /F30 10.79 Tf 98.16 0.00 TD (Page 4 of 24) Tj /F30 9.92 Tf -343.44 -52.32 TD (Management, Ltd.) Tj /F29 10.82 Tf 81.60 0.24 TD (; Reese Waugh) Tj /F29 10.92 Tf 66.96 0.48 TD (, individually and as an officer) Tj /F29 10.93 Tf 134.16 0.96 TD (, director or agent of the) Tj /F28 7.79 Tf -282.72 -26.88 TD (corprate defendants; ) Tj /F29 11.00 Tf 98.16 0.24 TD (Jerome Kuebler, individually and as an officer, director or agent of the) Tj /F29 11.03 Tf -97.92 -25.92 TD (corporate defendants; Eric Woldoff) Tj /F29 10.96 Tf 156.96 0.96 TD (, individually and as an officer) Tj /F29 10.90 Tf 134.40 0.96 TD (, director or agent of the) Tj /F29 11.02 Tf -291.36 -27.36 TD (corporate defendants; George Othan, individually and as an officer, director or agent of the) Tj /F28 7.73 Tf 0.48 -25.68 TD (corprate defendants; ) Tj /F30 10.86 Tf 97.44 0.72 TD (Jeffrey Garngton) Tj /F29 11.20 Tf 82.08 0.48 TD (, individually and as an offcer) Tj /F29 10.90 Tf 134.40 0.96 TD (, director or agent of the) Tj /F29 11.01 Tf -313.92 -27.36 TD (corporate defendants; David Kapp, individually and as an officer, ) Tj /F28 7.29 Tf 291.36 1.92 TD (diretor or agent of the) Tj /F29 11.00 Tf -291.12 -27.36 TD (corporate defendants; Joshua Rausch, individually and as an officer, director or agent of the) Tj /F29 11.00 Tf 0.00 -24.96 TD (corporate defendants; Michael Seng, individually and as an officer, director or agent of the) Tj /F28 7.84 Tf 0.00 -25.68 TD (corprate defendants; and Bily ) Tj /F29 11.21 Tf 141.12 1.44 TD (Marin, individually and as an officer) Tj /F29 10.93 Tf 164.88 1.44 TD (, director or agent of the) Tj /F30 9.88 Tf -305.76 -27.84 TD (corporate defendants; and any subsidiares) Tj /F29 10.99 Tf 187.68 1.44 TD (, affiliates, and any fictitious business entities or) Tj /F29 10.95 Tf -187.20 -26.64 TD (business names created or used by these entities; or any of them.) Tj /F29 11.01 Tf 70.80 -24.96 TD (Receivership Defendant" means each of Capital Acquisitions and Management) Tj /F29 10.96 Tf -70.56 -25.92 TD (Corp., RM Financial Services, Inc., Capital Properties Holdings, Inc.) Tj /F29 11.33 Tf 303.84 2.64 TD (, and Carbbean Asset) Tj /F29 10.90 Tf -303.36 -27.60 TD (Management) Tj /F29 10.10 Tf 57.84 0.24 TD (, Ltd.) Tj /F29 10.97 Tf 12.96 -24.96 TD (CAMCO Defendants) Tj /F29 11.06 Tf 93.60 0.72 TD (" or ") Tj /F29 10.99 Tf 24.24 0.24 TD (CAMCO Defendant) Tj /F29 10.97 Tf 89.04 0.72 TD (" means Reese Waugh) Tj /F29 10.24 Tf 99.84 0.96 TD (, by) Tj /F29 10.97 Tf -377.52 -28.32 TD (whatever name he might be known; Jerome Kuebler, by whatever name he might be known; Eric) Tj /F29 11.20 Tf 0.00 -25.20 TD (Woldoff) Tj /F29 10.95 Tf 38.16 0.24 TD (, by whatever name he might be known; George Othon, by whatever name he might be) Tj /F30 10.50 Tf -37.68 -25.44 TD (known; and Jeffrey Garngton) Tj /F29 10.89 Tf 136.32 1.20 TD (, by whatever name he might be known; or any of them.) Tj /F29 10.59 Tf -65.28 -25.68 TD (Asset) Tj /F29 11.39 Tf 24.24 0.24 TD (" or ") Tj /F29 10.57 Tf 24.96 0.00 TD (Assets) Tj /F29 10.98 Tf 28.32 0.48 TD (" means any legal or equitable interest in, right to, or claim to) Tj /F29 10.96 Tf -148.08 -26.40 TD (any real or personal property, including, but not limited to, ") Tj /F29 10.94 Tf 264.96 1.92 TD (cash) Tj /F28 6.40 Tf 22.80 568.08 TD (" ") Tj /F29 10.88 Tf 12.00 -567.60 TD (funds,) Tj /F28 6.27 Tf 27.84 567.60 TD (" ") Tj /F29 10.74 Tf 12.00 -567.36 TD (money,) Tj /F30 12.14 Tf 32.64 567.36 TD (" ") Tj /F29 10.55 Tf 12.72 -567.12 TD (goods,) Tj /F29 10.84 Tf -379.92 -28.32 TD (instruments,) Tj /F30 12.14 Tf 53.76 595.44 TD (" ") Tj /F29 11.19 Tf 12.48 -597.12 TD (equipment:' ") Tj /F29 10.75 Tf 61.92 2.88 TD (fixtures,) Tj /F28 6.67 Tf 36.24 594.24 TD (" ") Tj /F29 10.88 Tf 12.72 -594.00 TD (general intangibles,) Tj /F28 6.40 Tf 85.92 594.00 TD (" ") Tj /F29 10.76 Tf 12.24 -593.04 TD (inventory,) Tj /F28 6.67 Tf 44.64 593.04 TD (" ") Tj /F29 10.76 Tf 12.72 -592.56 TD (checks) Tj /F28 6.53 Tf 30.00 0.24 TD (" or ") Tj /F29 10.69 Tf 24.00 0.24 TD (notes) Tj /F29 10.96 Tf -391.44 -28.32 TD (\(as these terms are defined in the Uniform Commercial Code\), lines of credit, chattel) Tj /F29 10.70 Tf 373.44 3.12 TD (, leaseholds) Tj /F29 10.98 Tf -373.44 -28.32 TD (contracts, mail or other deliveries, shares of stock, lists of consumer names, accounts, credits,) Tj ET Q endstream endobj xref 1 2 0000111602 00000 n 0000111661 00000 n 24 7 0000111752 00000 n 0000111916 00000 n 0000154805 00000 n 0000112444 00000 n 0000112063 00000 n 0000112188 00000 n 0000112317 00000 n trailer << /Size 31 /Prev 111276 /Root 1 0 R >> startxref 159784 %%EOF % Page Description << /EndOffset 0000203355>> 1 0 obj << /Type /Catalog /Pages 2 0 R >> endobj 2 0 obj << /Type /Pages /Kids [3 0 R 10 0 R 17 0 R 24 0 R 31 0 R ] /Count 5 >> endobj 31 0 obj << /Type /Page /Parent 2 0 R /Resources 32 0 R /Contents 33 0 R /Rotate 0 /eCpyResolution 300 /MediaBox [0 0 591.36 768.00 ] >> endobj 32 0 obj << /XObject << /Im34 34 0 R>> /Font << /F35 35 0 R /F36 36 0 R /F37 37 0 R>> /ProcSet [/PDF /Text /ImageB /ImageC ] >> endobj 35 0 obj << /Type /Font /Subtype /Type1 /Name /F35 /BaseFont /Helvetica /Encoding /WinAnsiEncoding >> endobj 36 0 obj << /Type /Font /Subtype /Type1 /Name /F36 /BaseFont /Times-Roman /Encoding /WinAnsiEncoding >> endobj 37 0 obj << /Type /Font /Subtype /Type1 /Name /F37 /BaseFont /Courier /Encoding /WinAnsiEncoding >> endobj 34 0 obj << /Type /XObject /Subtype /Image /Name /Im34 /Width 2464 /Height 3200 /eCpyDPIX 300 /eCpyDPIY 300 /ImageMask true /Filter /CCITTFaxDecode /BitsPerComponent 1 /DecodeParms << /K -1 /Columns 2464 /Rows 3200>> /Decode [0 1 ] /Length 37813 >> stream  |; ʶv2@l6 *#Ass!L$3AJjfF `AP.B%!+< fD >08zT?A00Mpi_?D#PDvQJ% ýGm~j 6Bh !pr\APkPh 77,<:%Mt''~«j+տ^[V״XJҫǪu֮Sh꾈ZUUH CuC= |/ b2}A QBT/MнRz' ӫkmA[iJ ֿ֒MkzK%]IuznKھobZ?X_UJ.$/AKKж\ȑO%u² {B~KKAw_}/>P0M8 M턯 %/0_$+~%p HJ$^^Q"gblhnX/m/KDN-W_D)ޫ_^_߬?5uC_qւ׮EkҬ>C"16A^ii?WTw%_/MO_֗ڶjl-C;K/ ZViUVֵiZMj]+[Ka-[I0k5i0¶m$Cgj R!> յm/XaXj 0 øدئ鍊|lV~11_TS0퍊b&^׵a4^m~!GMmlL/a0axaa /v L%]T0 L ֿ,p&b B&NJhNQ$n"""""""8T^ױ]s!/??;3²/̝誌xJ &3bОJ!8ip )pRJ} fe?2fvk$p vw_)TU  p &v?M,~ðAaR 54lgȠO~VZ4N*!x `N@`B u"QtH)@!/DRvGD݂iEaX~"E ftDBv&D/B`# F]K˰y޼;' c!.Dhf}:IK!|0D&F4\fE X%ao PL/(> alW ؒ*H%H4#$ !&`f)@`5C ?E"qAD:ay@{ӯׯaa81]B0ϊh͌f 0D(n@ႂHwxNL" X{%'aOX$/Ð/<ƃ!ˈO0rc<8|J#a;uh0!~9$ 0d+nO:'ԃnkM0W^F?`ɧao0o__2(⡆? 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") Tj /F36 10.91 Tf 182.16 0.96 TD (Asset) Tj /F37 6.53 Tf 24.72 0.24 TD (" or ") Tj /F36 10.76 Tf 24.24 0.00 TD (Assets) Tj /F36 10.73 Tf 28.56 0.48 TD (" shaH include) Tj /F35 10.05 Tf -353.28 -27.84 TD (any ") Tj /F36 10.48 Tf 23.28 0.48 TD (Asset) Tj /F36 11.06 Tf 24.00 0.00 TD (" or ") Tj /F36 10.76 Tf 24.24 0.00 TD (Assets) Tj /F36 11.03 Tf 28.80 0.24 TD (" existing at the effective date of this Order and any and all ") Tj /F36 10.80 Tf 268.80 1.68 TD (Asset) Tj /F36 11.11 Tf 24.24 0.24 TD (" or) Tj /F36 10.57 Tf -388.08 -27.84 TD (Assets) Tj /F36 10.99 Tf 28.32 0.00 TD (" acquired by Defendants after the effective date of this Order.) Tj /F36 11.12 Tf 36.96 -25.44 TD (Document) Tj /F35 10.91 Tf 47.04 0.48 TD (" or ") Tj /F36 10.86 Tf 24.24 0.24 TD (Documents) Tj /F36 11.00 Tf 49.68 0.48 TD (" means any materials listed in 鶹ý Rule of Civil) Tj /F36 10.95 Tf -190.80 -26.64 TD (Procedure 34\(a\) and includes writings) Tj /F35 9.97 Tf 167.76 0.96 TD (, drawings, graphs, chars) Tj /F36 10.94 Tf 112.32 0.72 TD (, photographs, audio or video) Tj /F36 10.98 Tf -280.08 -27.12 TD (recordings, computer records, and any other data compilations from which information can be) Tj /F36 11.05 Tf 0.24 -25.68 TD (obtained and translated into reasonably usable form through detection devices. A draft or non-) Tj /F36 10.96 Tf 0.48 -24.96 TD (identical copy of a Document is a separate Document within the meaning of the term.) Tj /F36 11.21 Tf 70.08 -24.96 TD (Consumer) Tj /F36 10.88 Tf 45.84 0.24 TD (" means any person.) Tj /F35 10.30 Tf -45.84 -24.96 TD (Debt collection activities) Tj /F36 10.97 Tf 110.64 0.72 TD (" means any activity the principal purpose of which is) Tj /F36 10.99 Tf -180.48 -26.88 TD (to collect or attempt to collect) Tj /F36 10.92 Tf 132.24 1.20 TD (, directly or indirectly, debts owed or asserted to be owed, or due.) Tj /F37 7.35 Tf -61.68 -25.92 TD (Assisting others) Tj /F36 10.97 Tf 71.28 0.72 TD (" means knowingly providing any of the following goods or) Tj /F36 10.96 Tf -141.12 -26.64 TD (services to any person or entity: 1\) performing customer service functions, including, but not) Tj /F36 11.02 Tf 0.24 -24.96 TD (limited to, receiving or responding to customer complaints; 2\) fonnulating or providing, or) Tj /F35 10.40 Tf 0.48 -25.44 TD (aranging for the formulation or provision of) Tj /F36 10.90 Tf 195.84 1.68 TD (, any telephone sales script or any other written) Tj /F36 10.95 Tf -195.84 -26.88 TD (marketing material; 3\) providing the names of, or assisting in the generation of, potential) Tj /F36 10.90 Tf 0.00 -25.44 TD (customers; or 4\) performing marketing services of any kind.) Tj /F35 12.43 Tf 97.44 -24.00 TD (I. BAN ) Tj /F36 11.67 Tf 39.36 0.00 TD (ON DEBT COLLECTION ACTIVITIES) Tj /F36 11.68 Tf -103.92 -25.92 TD (IT IS THEREFORE ORDERED that ) Tj /F36 10.96 Tf 176.16 1.68 TD (CAMCO Defendants are banned from engaging) Tj /F36 10.95 Tf -208.56 -27.36 TD (in any debt collection activities, or assisting others engaged in debt collection activities,) Tj /F36 10.94 Tf 0.48 -24.96 TD (including, but not limited to, becoming an owner, officer, director or manager of any entity) Tj /F36 10.87 Tf 0.00 -24.96 TD (engaged in debt collection activities.) 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") Tj /F64 13.56 Tf 56.40 -37.68 TD (Case ) Tj /F64 10.56 Tf 29.76 0.24 TD (1 :04-cv-) Tj /F64 11.33 Tf 39.36 -.24 TD (07781) Tj /F63 9.83 Tf 46.80 0.24 TD (Document 325) Tj /F64 11.36 Tf 87.60 0.00 TD (Filed OS/24/2006) Tj /F65 10.79 Tf 98.16 0.00 TD (Page 9 of 24) Tj /F64 14.57 Tf -191.04 -53.76 TD (III. ) Tj /F64 11.70 Tf 21.84 0.48 TD (RIGHT TO REOPEN) Tj /F65 12.60 Tf -141.36 -25.92 TD (IT IS FUTHER ) Tj /F64 5.00 Tf 84.72 0.24 TD (ORDERED ) Tj /F64 10.97 Tf 57.84 0.72 TD (that within five \(5\) business days after the date of entry) Tj /F64 11.03 Tf -175.44 -26.64 TD (of this Order, each CAMCO Defendant shall submit to the Commission a truthful sworn) Tj /F64 11.23 Tf 0.24 -25.68 TD (affdavit that shall reaffirm and attest ) Tj /F64 11.04 Tf 166.56 0.96 TD (to the truthfulness, ) Tj /F63 8.70 Tf 85.20 0.24 TD (accury, and ) Tj /F64 10.99 Tf 62.64 0.72 TD (completeness of his) Tj /F65 10.27 Tf -314.64 -27.60 TD (financial statement submitted to the Commssion. ) Tj /F64 11.02 Tf 224.40 1.68 TD (The Commission) Tj /F64 10.95 Tf 79.92 0.24 TD (s agreement to this Order is) Tj /F64 10.94 Tf -304.08 -26.88 TD (ex.pressly premised upon the financial condition of CAMCO Defendants, as ) Tj /F64 10.95 Tf 337.20 2.40 TD (represented in said) Tj /F64 10.99 Tf -336.72 -27.84 TD (financial statements and supporting attachments, which contain material information upon which) Tj /F64 10.97 Tf 0.24 -25.20 TD (the Commission relied in negotiating and agreeing to this Order.) Tj /F64 10.99 Tf 40.56 -24.96 TD (, upon motion of the Commission, the Court finds that any CAMCO Defendant has) Tj /F64 10.98 Tf -40.32 -25.44 TD (failed to disclose any material asset, or materially misrepresented the value of any asset) Tj /F64 10.62 Tf 384.72 2.88 TD (, or has) Tj /F64 11.00 Tf -384.24 -28.08 TD (made any other material misrepresentation or omission in his financial statement and supporting) Tj /F64 10.95 Tf 0.00 -25.68 TD (attachments) Tj /F64 10.96 Tf 53.28 0.48 TD (, the Court shall enter judgment against such Defendant, in favor of the Commission,) Tj /F64 10.91 Tf -53.04 -25.68 TD (in the amount of $15,) Tj /F64 10.70 Tf 94.32 0.48 TD (000,) Tj /F64 10.56 Tf 19.20 0.48 TD (000,) Tj /F64 11.00 Tf 19.44 0.00 TD (00 \(the minimum amount of consumer injury in this matter\), and) Tj /F64 10.95 Tf -132.48 -25.92 TD (the entire amount of the judgment shall become immediately due and payable.) Tj /F63 5.00 Tf 33.12 -24.96 TD (Provided. however, ) Tj /F64 11.01 Tf 88.08 0.48 TD (that in all other respects, this Order shall remain in full force and) Tj /F64 10.97 Tf -121.20 -25.92 TD (effect) Tj /F63 5.00 Tf 25.44 0.00 TD (, unless otherwise ordered by the Court; and ) Tj 195.36 1.92 TD (provided further, ) Tj /F64 10.94 Tf 79.20 0.48 TD (that proceedings instituted) Tj /F64 10.98 Tf -299.52 -28.08 TD (under this Section are in addition to, and not in lieu of, any other civil or criminal remedies that) Tj /F64 10.97 Tf 0.00 -24.96 TD (may be provided by law, including, but not limited to, contempt proceedings) Tj /F65 9.82 Tf 337.20 3.12 TD (, or any other) Tj /F64 11.05 Tf -337.20 -28.08 TD (proceedings that the Commission or the United States may initiate to enforce this Order. For the) Tj /F64 10.96 Tf 0.72 -25.92 TD (purposes of reopening or enforcing this Section, CAMCO Defendants waive any right to contest) Tj /F64 10.96 Tf 0.24 -25.92 TD (any of the allegations set forth in the Amended Complaint filed in this matter.) 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AB1_eĉX.2ac(P2!h88*-B \ICM& xl#. X&ѮHH׌;5701_ jT b!t` '#pd}߇V;|au|/´|6?љ)vU3305pMX4K@var #T\>v'0jl)>.u_x0DMȶiCa dpaE- ?1 A4aG%߅40qc? /`/l5Efl"e ᠿ2~ [X__zj//?8L1X,;  \aM WqPN*: X4p z Å5OvEX"""# %8QԖRT #H8 PB"""#)2,dg@4常DDq/^/_'7%!u> stream q q 591.36 0.00 0.00 768.00 0.00 0.00 cm 0.00 0.00 0.00 rg /Im69 Do Q Q q BT 3 Tr /F70 13.56 Tf 109.44 730.32 TD (Case ) Tj /F70 10.56 Tf 29.76 0.24 TD (1 :04-cv-) Tj /F70 11.33 Tf 39.36 -.24 TD (07781) Tj /F71 9.83 Tf 46.80 0.24 TD (Document 325) Tj /F70 11.36 Tf 87.60 0.00 TD (Filed OS/24/2006) Tj /F72 10.83 Tf 98.16 0.00 TD (Page 10 of 24) Tj /F70 11.87 Tf -260.64 -53.28 TD (IV, ACKNOWLEDGMENT OF ) Tj /F70 13.37 Tf 158.16 1.68 TD (RECEIP OF ) Tj /F70 11.61 Tf 69.84 0.24 TD (ORDER) Tj /F70 11.62 Tf -275.76 -27.84 TD (IT IS ) Tj /F71 12.80 Tf 27.12 0.00 TD (FUTHER ORDERED ) Tj /F70 11.01 Tf 115.20 1.20 TD (that each CAMCO Defendant, within five \(5\) business) Tj /F70 10.99 Tf -175.20 -26.88 TD (days of receipt of this Order as entered by the Court, shall submit to the Commission a truthful) Tj /F70 10.95 Tf 0.24 -25.44 TD (sworn statement, acknowledging receipt of this Order.) Tj /F70 5.00 Tf 87.60 -24.48 TD (v. ) Tj /F70 13.24 Tf 16.08 0.24 TD (DISTRUTION OF ) Tj /F72 10.99 Tf 102.96 0.96 TD (ORDER BY DEFENDANTS) Tj /F70 11.73 Tf -173.28 -27.36 TD (IT IS ) Tj /F71 12.77 Tf 27.36 0.48 TD (FUTHER ORDERED ) Tj /F70 10.96 Tf 114.96 1.20 TD (that, for a period of five \(5\) years from the date of entry) Tj /F70 10.97 Tf -174.96 -27.36 TD (of this Order, CAMCO Defendants shall deliver a copy of this Order as directed below.) Tj /F70 11.85 Tf 66.00 -24.48 TD (CAMCO Defendants as control persons: For ) Tj /F70 10.92 Tf 214.56 2.64 TD (any business that any CAMCO) Tj /F70 10.98 Tf -280.08 -28.32 TD (Defendant controls, directly or indirectly, or in which any CAMCO Defendant has a majority) Tj /F70 10.89 Tf 0.24 -25.44 TD (ownership interest) Tj /F70 10.99 Tf 80.88 1.20 TD (, such Defendant must deliver a copy of this Order to ) Tj /F71 7.15 Tf 236.16 2.64 TD (aU principals, offcers,) Tj /F70 11.05 Tf -316.32 -29.04 TD (directors, and managers of that business. CAMCO Defendants must also deliver copies of this) Tj /F70 10.82 Tf 0.00 -25.20 TD (Order to all employees) Tj /F70 10.98 Tf 99.84 1.20 TD (, agents. and representatives of that business who engage in conduct) Tj /F70 11.08 Tf -99.12 -26.64 TD (related to the subject matter of the Order. For ) Tj /F70 14.68 Tf 203.76 2.40 TD (curnt ) Tj /F70 10.98 Tf 33.84 0.72 TD (personnel, delivery shall be within \(5\)) Tj /F70 11.07 Tf -237.60 -28.32 TD (days of service of this Order upon CAMCO Defendants, ) Tj /F70 10.98 Tf 252.72 2.88 TD (For new personnel, delivery shall occur) Tj /F70 11.08 Tf -252.48 -28.32 TD (prior to them assuming their responsibilties.) Tj /F70 11.74 Tf 66.00 -24.24 TD (CAMCO Defendants as employees or non-control persons: ) Tj /F71 7.65 Tf 280.80 3.60 TD (For any business) Tj /F70 10.94 Tf -346.08 -29.28 TD (where any CAMCO Defendant is not a ) Tj /F70 11.14 Tf 173.52 1.92 TD (controllng person of a business but otherwise ) Tj /F72 9.37 Tf 204.48 2.40 TD (engages in) Tj /F70 10.97 Tf -378.00 -29.76 TD (conduct related to the subject matter of this Order, such Defendant must deliver a copy of this) Tj /F70 10.94 Tf 0.24 -25.20 TD (Order to all principals and managers of such business before engaging in such conduct.) Tj /F70 10.98 Tf 66.00 -24.72 TD (CAMCO Defendants must secure a signed and dated statement acknowledging) Tj /F70 10.84 Tf -65.28 -25.92 TD (receipt of the Order) Tj /F70 10.91 Tf 85.92 1.68 TD (, within thirty days of delivery, from all persons receiving a copy of the) Tj /F70 10.90 Tf -85.20 -26.64 TD (Order pursuant to this Section.) 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Tj /F78 13.56 Tf 54.00 -37.68 TD (Case ) Tj /F78 10.56 Tf 29.76 0.24 TD (1 :04-cv-) Tj /F78 11.33 Tf 39.36 -.24 TD (07781) Tj /F77 9.83 Tf 46.80 0.24 TD (Document 325) Tj /F78 11.36 Tf 87.60 0.00 TD (Filed OS/24/2006) Tj /F79 10.83 Tf 98.16 0.00 TD (Page 11 of 24) Tj /F78 13.58 Tf -257.04 -54.72 TD (VI. ) Tj /F79 11.16 Tf 21.12 0.00 TD (COMPLIANCE REPORTING BY DEFENDANTS) Tj /F78 11.73 Tf -71.76 -26.16 TD (IT IS ) Tj /F79 5.00 Tf 27.36 0.00 TD (FUTHER ORDERED ) Tj /F78 10.56 Tf 114.96 0.96 TD (that) Tj /F78 11.12 Tf 16.56 0.24 TD (, in order that compliance with the provisions ofthis) Tj /F78 10.77 Tf -191.04 -26.88 TD (Order may be monitored:) Tj /F78 10.92 Tf 65.28 -25.68 TD (For a period of five \(5\) years from the date of entry of this Order:) Tj /F78 11.03 Tf 32.88 -24.96 TD (Each CAMCO Defendant shall notify the Commission in writing of any of) Tj /F78 10.69 Tf -97.92 -25.68 TD (the following:) Tj /F78 10.95 Tf 132.24 -24.24 TD (Any changes in residence, mailing addresses and telephone) Tj /F78 10.89 Tf -131.52 -26.40 TD (numbers within ten \(10\) days of the date of such change;) Tj /F78 10.94 Tf 131.76 -24.72 TD (Any change in employment status \(including self-employment\),) Tj /F78 10.93 Tf -131.52 -25.92 TD (and any change in his ownership interest in any business entity, within ten \(10\) days of such) Tj /F79 10.02 Tf 0.00 -24.96 TD (change. 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Tj /F92 11.79 Tf 62.64 -24.72 TD (VII. MONITORING COMPLIANCE OF SALES ) Tj /F92 13.05 Tf 237.84 2.64 TD (PERSONNL) Tj /F92 5.00 Tf -266.88 -27.84 TD (IT ) Tj /F92 11.58 Tf 14.40 0.00 TD (IS FURTHER ORDERED that) Tj /F92 10.97 Tf 144.00 1.68 TD (, in connection with any business that each CAMCO) Tj /F92 10.96 Tf -191.28 -27.36 TD (Defendant directly or indirectly manages. controls or has a majority ownership interest in) Tj /F92 10.19 Tf 392.88 4.08 TD (, each) Tj /F92 10.93 Tf -392.40 -29.52 TD (CAMCO Defendant is hereby restrained and enjoined from:) Tj /F92 10.98 Tf 66.00 -24.24 TD (Failing to take reasonable steps sufficient to monitor and ensure that all) Tj /F92 10.96 Tf -66.00 -25.68 TD (employees and independent contractors engaged customer service functions comply with this) Tj /F92 11.06 Tf 0.72 -25.20 TD (Order. 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PROHIBITIONS INVOLVING ) Tj /F121 11.79 Tf 174.48 1.44 TD (CONSUMR LISTS) Tj /F119 11.62 Tf -220.08 -27.12 TD (IT IS FURTHER ORDERED that ) Tj /F119 11.05 Tf 161.04 1.44 TD (CAMCO Defendants) Tj /F119 10.88 Tf 94.80 0.72 TD (, and their officers, agents,) Tj /F119 10.70 Tf -288.24 -27.84 TD (servants) Tj /F121 9.66 Tf 36.00 0.48 TD (, employees, and attorneys) Tj /F119 10.99 Tf 116.88 0.96 TD (, and all other persons or entities in active concert or) Tj /F119 10.96 Tf -152.88 -26.40 TD (participation with them who receive actual notice of this Order by persona\) service) Tj /F119 11.00 Tf 364.32 3.12 TD (, facsimile, or) Tj /F119 10.91 Tf -363.84 -28.32 TD (otherwise, are hereby permanently restrained and enjoined from selHng, renting, leasing,) Tj /F119 11.09 Tf 0.00 -25.44 TD (transferrng, or otherwise disclosing the name, address) Tj /F119 10.95 Tf 240.24 2.16 TD (, telephone number, credit card number,) Tj /F119 10.96 Tf -240.00 -27.36 TD (bank account number) Tj /F119 10.96 Tf 94.56 0.72 TD (, e-mail address, or other identifying information of any person, which was) Tj /F119 10.96 Tf -94.32 -26.16 TD (obtained by any CAMCO Defendant at any time prior to entry of this Order) Tj /F119 10.94 Tf 332.16 3.12 TD (, in connection with) Tj /F119 10.99 Tf -332.16 -28.32 TD (debt collection activities or with the advertising, promotion, marketing, offering for sale, or sale) Tj /F120 5.00 Tf 0.72 -25.20 TD (of any good or service; ) Tj 102.00 0.96 TD (provided. however, ) Tj /F119 10.98 Tf 88.08 0.48 TD (that CAMCO Defendants may disclose such) Tj /F119 10.95 Tf -190.08 -26.88 TD (identifying information to a law enforcement agency, or as required by any law, regulation, or) Tj /F120 6.90 Tf 0.00 -25.20 TD (court order.) 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Wtc. 28(0At""#j0Š!a_ႜ~_[l<PhBMJr) N A  10 &;""""#_ j 0. :sw&&Y[t ; `!SRpˍ pA|"B#s)!_ 0DDDDDD( BPB0C !FeDMiJGa}v;*[j*}È ރ ᬍOW+_$Cq;4dJ#l?j'}cuԊ{>2͈hџ . " ՝Ozb8 \@`D>i 4NvS=~eGKN&G@B3e3 & F!0ݑ`xadvɸKBm ;0@̇3;3(!q`'O(8dwA0?``65J'@B) AC Ƃ'D;&z_O! _;S"UB"A"͇a3Dc$\jȱCn 0ㆇ1 ,Hc( ß0A0a 0aD5D v A K6z ȁ D~G2  $<"C>'Ӄ/4217 5x/ UB1Hh " b6 "Wߐ T?N}a[û a_A_ k)AB!ȐD „A'0ݓN p`p/e3_/lttt3'4 r \aXD8;"y>h(a a`<K_تj x a!엄/`ȰB] '΁mC~}x?aD㠡CP~? .=yn)& `*pp6 0אaapL5@c% =B[ Ih=>>'0mm@KcQC_n]m/ڈzav5 I4¸,4Uz A #W O?}7 `&"Q't nL(DB3t0P Qp G@ K``(d~+ 8lPbꡅ# D2rY/ a]BOkX^ (X &L&DDDFt9b-<!?___0pbaDDG¿`rE_5 K'q"8*&H(z_P|Zèa% Bӌ& 0Aix>Qe_5+0| xui`DDhX/p0C __0F,z\)c:S `^  Jb"?P*`B|B؅qbV!i5VoC2 z "<1 '`:(B""""KT ,0@ d /^ x,#߯_-RP%bBfY A q(0UE=YrTύnh wJ&^GYONG!|@$ (4A|@D|Gb s9p``D"p9t/!3桠 }'}Љt Gy@/\byˌS`@`C %?᠐nDzW 0OBaTg QO88x p"<afA !.=d|7Xp0?z 1W?C8>T]E󹺂 Jak/ } z?pc_.fr aߓV 0%a[aG!!W ?dC !\:_-P5[ A lq Al h;_0mA/; H2$`a)׾8zƃA U  X`DDDDGp(X9!R+C1:"? u % aUbzUD4""""? T1lWl&KJy.""#a -؈ɸ(A_/Z?^ <? 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Tj /F127 13.18 Tf 129.60 -24.72 TD (XIII. ) Tj /F127 11.80 Tf 29.28 0.24 TD (COOPERATION WITH FTC) Tj /F127 11.65 Tf -125.76 -26.16 TD (IT IS FURTHER ORDERED that ) Tj /F127 10.99 Tf 161.52 1.20 TD (each CAMCO Defendant shall, in connection with) Tj /F127 10.99 Tf -194.16 -27.36 TD (this action or any subsequent investigations related to or associated with the transactions or the) Tj /F126 10.10 Tf 0.24 -25.20 TD (occurrnces that are the subject of the FTC') Tj /F127 10.99 Tf 192.48 1.68 TD (s Amended Complaint) Tj /F127 10.91 Tf 99.84 0.72 TD (, cooperate in good faith with) Tj /F127 11.05 Tf -292.32 -27.36 TD (the FTC and appear at such places and times as the FfC shall reasonably request. after written) Tj /F127 10.94 Tf 0.24 -25.44 TD (notice, for interviews, conferences) Tj /F127 10.96 Tf 152.40 1.44 TD (, pretrial discovery, review of documents, and for such other) Tj /F127 10.94 Tf -151.92 -26.64 TD (matters as may be reasonably ) Tj /F127 12.26 Tf 131.52 -1.44 TD (reuested by the FfC. ) Tj /F127 10.93 Tf 102.48 3.36 TD (If requested in writing by the FTC,) Tj /F127 10.97 Tf -234.00 -27.60 TD (CAMCO Defendant shall appear and provide truthful testimony in any trial) Tj /F127 10.93 Tf 331.92 3.36 TD (, deposition, or other) Tj /F127 10.99 Tf -331.68 -28.32 TD (proceeding related to or associated with the transactions or the ) Tj /F127 11.60 Tf 277.20 2.40 TD (occurrnces that are ) Tj /F127 11.00 Tf 90.48 0.96 TD (the subject of) Tj /F127 10.94 Tf -367.20 -28.56 TD (the Amended Complaint) Tj /F127 10.90 Tf 108.24 0.96 TD (, without the service of a subpoena.) Tj /F127 5.00 Tf 45.84 -24.96 TD (XIV. ) Tj /F128 5.00 Tf 28.08 0.24 TD (FEES AND COSTS ) Tj /F127 11.64 Tf -149.28 -26.64 TD (IT IS FURTHER ORDERED that ) Tj /F127 11.09 Tf 161.28 1.44 TD (each pary to this Order hereby agrees to bear its) Tj /F127 10.90 Tf -193.68 -27.12 TD (own costs and attorneys) Tj /F127 10.91 Tf 105.36 0.96 TD (' fees incurred in connection with this action.) Tj /F127 5.00 Tf 13.92 -24.96 TD (xv. ) Tj /F127 11.66 Tf 24.00 0.48 TD (RETENTION OF ) Tj /F127 12.48 Tf 86.16 0.24 TD (JURSDICTION) Tj /F127 11.56 Tf -196.32 -26.64 TD (IT IS FURTHER ORDERED that this ) Tj /F127 11.00 Tf 179.76 1.68 TD (Court shall retain jurisdiction of this matter for) Tj /F127 10.89 Tf -212.16 -27.36 TD (purposes of construction) Tj /F127 10.92 Tf 108.24 1.44 TD (, modification and enforcement of this Order.) Tj /F127 11.74 Tf 50.40 -24.72 TD (XVI. SEVERABILITY) Tj /F127 11.58 Tf -125.76 -26.64 TD (IT IS FURTHER ORDERED that the ) Tj /F127 10.95 Tf 177.60 1.92 TD (provisions of this Order are separate and) Tj /F127 11.00 Tf -209.52 -27.60 TD (severable from one another. If any provision is stayed or determined to be invalid, the remaining) Tj /F127 10.89 Tf 0.00 -24.96 TD (provisions shall remain in full force and effect.) 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