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Kovacic on the Proposal to Create a Consumer Financial Protection Agency to the Committee on Energy & Commerce and the Committee on Financial Services U.S. House of Representatives July 28, 2009 application/pdf Statement Submitted for the Record by Commissioner William E. Kovacic on the Proposal to Create a Consumer Financial Protection Agency to the Committee on Energy & Commerce and the Committee on Financial Services U.S. House of Representatives July 28, 2009 Statement Submitted for the Record by Commissioner William E. Kovacic on the Proposal to Create a Consumer Financial Protection Agency to the Committee on Energy & Commerce and the Committee on Financial Services U.S. House of Representatives July 28, 2009 鶹ý Trade Commission Statement Submitted for the Record by Commissioner William E. 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