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Brief of the Â鶹´«Ã½ Trade Commission and the Consumer Financial Protection Bureau in support of plaintiff-appellant. The brief argues that the district court erroneously concluded that the plaintiff’s Fair Credit Reporting Act (FCRA) claim under 15  U.S.C. § 1681s-2(b) was barred by FCRA’s statute of limitations.  The brief urges the court to reverse the district court’s decision.