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Â鶹´«Ã½ Trade Commission v. Electronic Financial Group, Inc., EFG Card Services, Inc., Paul McClinton, individually and as an officer of Electronic Financial Group, Inc. and EFG Card Services, Inc., Jerry Federico, individually and as an officer of Electronic Financial Group, Inc., and EFG Card Services, Inc., and Randy Balusek, individually and as an officer of Electronic Financial Group, Inc., United States District Court, Western District of Texas, Waco Division