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Â鶹´«Ã½ Trade Commission, Plaintiff, v. USA Financial, LLC, a Florida Limited Liability Company, American Financial Card, Inc., formerly known as Capitol Financial Inc., a corporation, John F. Buschel, Jr., individually and as owner, officer, or manager of one or both of the above-listed corporations, and Jeffrey R. Deering, individually and as owner, officer, or manager of the above-listed corporations, Richard R. Guarino, individually and as owner, officer, or manager of the above-listed corporations, and Defendants