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�鶹��ý Trade Commission v. United Credit Adjusters, Inc., a New Jersey corporation, also d/b/a United Credit Adjustors, and UCA, United Credit Adjustors, Inc., a New Jersey corporation, also d/b/a United Credit Adjusters, and UCA, United Counseling Association, Inc., a New Jersey corporation, also d/b/a UCA, Bankruptcy Masters Corp., a New Jersey corporation, National Bankruptcy Services Corp., a New Jersey corporation, �鶹��ý Debt Solutions LTD., a New Jersey corporation, United Money Tree, Inc., a New Jersey corporation, Ahron E. Henoch, also d/b/a United Credit Adjusters, Inc., Bankruptcy Masters Corp., and �鶹��ý Debt Solutions Ltd., individually and as an officer or director of United Credit Adjusters, Inc., United Creditors, Inc., United Counseling Association, Inc., Bankruptcy Masters Corp., National Bankruptcy Services Corp., �鶹��ý Debt Solutions Ltd., and United Money Tree, Inc., Ezra Rishty, also d/b/a United Credit Adjusters, Inc., and Bankruptcy Masters Corp., individually and as an officer or director of United Credit Adjusters, Inc., and Bankruptcy Masters Corp., and Gerald Serino, a/k/a Jerry Serino, also d/b/a United Credit Adjusters, Inc., individually and as an officer or director of United Credit Adjusters, Inc.