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Â鶹´«Ã½ Trade Commission v. 1st Guaranty Mortgage Corp., a corporation, Spectrum Title, Inc., a corporation, Crossland Credit Consulting Corp., also d/b/a Crossland Credit Consultants Corp., a corporation, Scoreleaper, LLC, a corporation, Stephen Lalonde, individually and as an officer of Crossland Credit Consulting Corp. and 1st Guaranty Mortgage Corp., Amy Lalonde, individually and as an officer of Spectrum Title, Inc., and Michael Petroski, individually.