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Â鶹´«Ã½ Trade Commission, Plaintiff, v. Consumer Defense, LLC, a Nevada limited liability company; Consumer Link, Inc., a Nevada corporation; Preferred Law, PLLC, a Utah professional limited liability company; American Home Loan Counselors, a Utah corporation; American Home Loans, LLC, a Utah limited liability company; Consumer Defense Group, LLC, formerly known as Modification Review Board, LLC, a Utah limited liability company; Consumer Defense, LLC, a Utah limited liability company; Brown Legal, Inc., a Utah corporation; AM Property Management, LLC, a Utah limited liability company; FMG Partners, LLC, a Utah limited liability company; Zinly, LLC, a Utah limited liability company; Jonathan P. Hanley; Benjamin R. Horton; and Sandra X. Hanley, Defendants.
FTC Matter/File Number
172 3021
Civil Action Number
2:18-cv-00030-GMN-PAL
X180017
Â鶹´«Ã½ Type
Â鶹´«Ã½ Injunctions
Â鶹´«Ã½ Court
District of Nevada

Case Summary

The U.S. District Court for the District of Nevada has ruled in favor of the Â鶹´«Ã½ Trade Commission in a case against the operators of a scheme that deceived financially distressed homeowners by falsely promising to make their mortgages more affordable.  The defendants also charged consumers illegal advance fees and unlawfully told consumers not to pay their mortgages to or communicate with their lenders.

In January 2024, The FTC sent more than $1.2 million in refunds to consumers who lost money to Consumer Defense.