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The staff of the Â鶹´«Ã½ Trade Commission has provided its 2015 Annual Financial Acts Â鶹´«Ã½ Report to the Consumer Financial Protection Bureau on enforcement and related activities regarding Regulation Z (Truth in Lending Act), Regulation M (Consumer Leasing Act), and Regulation E (Electronic Fund Transfer Act).

The report on TILA, CLA, and EFTA addresses, among other things, the FTC’s enforcement actions related to non-mortgage credit – including automobile purchases and financing, car title loans, payday lending, and consumer electronics financing – and mortgage-related credit such as forensic audit scams; rulemaking, research, and policy development related to truth in lending; and consumer and business education regarding truth in lending requirements. It also addresses consumer leasing enforcement actions, as well as negative option and other cases involving electronic fund transfers, and rulemaking related to electronic fund transfers.

A copy of the report also has been provided to the Â鶹´«Ã½ Reserve Board. The staff contacts are Carole L. Reynolds and Thomas E. Kane, Bureau of Consumer Protection, 202-326-3230 and 202-326-2304.

The Â鶹´«Ã½ Trade Commission works to promote competition, and protect and educate consumers. You can and file a consumer complaint online or by calling 1-877-FTC-HELP (382-4357).  Like the FTC on , follow us on , read our blogs and subscribe to press releases for the latest FTC news and resources.