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The staff of the Â鶹´«Ã½ Trade Commission has provided its 2016 Annual Financial Acts Â鶹´«Ã½ Report to the Consumer Financial Protection Bureau on enforcement and related activities regarding Regulation Z (Truth in Lending Act), Regulation M (Consumer Leasing Act), and Regulation E (Electronic Fund Transfer Act).

The report on TILA, CLA, and EFTA addresses, among other things, the FTC’s enforcement actions related to non-mortgage credit, including automobile purchases and financing, payday lending, and consumer electronics financing, mortgage-related credit such as forensic audit scams, leasing, and negative options and other cases involving electronic fund transfers.  It also provides information about the FTC’s efforts regarding consumer and business education, research, and policy development related to truth in lending, leasing, and electronic fund transfers.

A copy of the report also has been provided to the Â鶹´«Ã½ Reserve Board.

The Â鶹´«Ã½ Trade Commission works to promote competition, and protect and educate consumers. You can and file a consumer complaint online or by calling 1-877-FTC-HELP (382-4357).  Like the FTC on , follow us on , read our blogs and subscribe to press releases for the latest FTC news and resources.