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After the Equifax data breach, some people are considering placing a fraud alert, freeze, or lock on their credit file to help prevent identity thieves from opening new accounts in their name.

To help consumers decide on a course of action, a Â鶹´«Ã½ Trade Commission blog post, , describes each option and how it works, how long it lasts, and how much it costs.

And to help business owners inform their customers, the FTC offers Fraud alert, freeze or lock after Equifax? Answers to questions people are asking you.